Synchrony Financial

SYF Financial Credit Services

Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024.

Revenue
+0.60%
EPS
−6.23%
Free cash flow
−5.27%
Total debt
+18.0%

Quarter to September 2026, against a year earlier

74.14 0.07 +0.09%
Market cap
$23.1B
P/E
7.7×
Fwd P/E
7.9×
Dividend yield
1.72%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Synchrony Financial (SYF) Revenue growth

Alert me on Revenue growth

Synchrony Financial's revenue growth over the twelve months to 30 September 2026 was 0.48%, up 4.8 percentage points from fiscal 2025 (−4.32%). Over the past ten years it has ranged from −15.4% (fiscal 2020) to 19.8% (fiscal 2023); the current reading is higher than 27% of that period. That is below the Credit Services industry median of 4.49% and below the Financial sector median of 7.33%.

Revenue growth, annual

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Annual newest first

Period Revenue growth Change (points)
FY2025 −4.32% (19.40)
FY2024 15.1% (4.74)
FY2023 19.8% 8.56
FY2022 11.3% 15.63
FY2021 −4.37% 10.99
FY2020 −15.4% (21.98)
FY2019 6.62% (2.71)
FY2018 9.33% (1.07)
FY2017 10.4% (0.63)
FY2016 11.0% 4.01

Quarterly newest first

Period Revenue growth Change (points)
Sep 2026 0.60% 0.32
Jun 2026 0.28% (0.37)
Mar 2026 0.65% 0.27
Dec 2025 0.38% 1.16
43 more quarters

Against its own ten years

Low −15.4% High 19.8%
Ten-year median 9.33%
Current reading's percentile 27

Revenue growth against peers

What Revenue growth is

Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.

(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|

The full definition of Revenue growth →

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