Synchrony Financial
Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 3.98%, free cash flow fell 5.47% and total debt rose 2.64%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, operating cash flow growth for three.
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Synchrony Financial (SYF) Revenue growth
Synchrony Financial's revenue growth over the twelve months to 30 June 2026 was 0.13%, up 4.4 percentage points from fiscal 2025 (−4.32%). Over the past ten years it has ranged from −15.4% (fiscal 2020) to 19.8% (fiscal 2023); the current reading is higher than 27% of that period. That is below the Credit Services industry median of 4.62% and below the Financial sector median of 7.51%.
Revenue growth, annual
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Annual newest first
| Period | Revenue growth | Change (points) |
|---|---|---|
| FY2025 | −4.32% | (19.40) |
| FY2024 | 15.1% | (4.74) |
| FY2023 | 19.8% | 8.56 |
| FY2022 | 11.3% | 15.63 |
| FY2021 | −4.37% | 10.99 |
| FY2020 | −15.4% | (21.98) |
| FY2019 | 6.62% | (2.71) |
| FY2018 | 9.33% | (1.07) |
| FY2017 | 10.4% | (0.63) |
| FY2016 | 11.0% | 4.01 |
Quarterly newest first
| Period | Revenue growth | Change (points) |
|---|---|---|
| Jun 2026 | 0.28% | (0.37) |
| Mar 2026 | 0.65% | 0.27 |
| Dec 2025 | 0.38% | 1.16 |
| Sep 2025 | −0.78% | (0.87) |
| 42 more quarters | Free account |
Against its own ten years
Revenue growth against peers
| Company | Revenue growth |
|---|---|
| KLAR Klarna Group plc compare | 34.2% |
| SOFI SoFi Technologies, Inc. compare | 34.1% |
| AFRM Affirm Holdings, Inc. compare | 32.2% |
| FCFS FirstCash Holdings, Inc. compare | 21.6% |
| OMF OneMain Holdings, Inc. compare | 7.04% |
| PYPL PayPal Holdings, Inc. compare | 5.69% |
| CACC Credit Acceptance Corporation compare | 2.58% |
| ALLY Ally Financial Inc. compare | 1.83% |
| SYF Synchrony Financial | 0.13% |
| Credit Services industry median | 4.62% |
| Financial sector median | 7.51% |
| Market median | 7.41% |
What Revenue growth is
Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.
(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|
More on SYF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Piotroski F-score
- The full statement