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Sunday 15 November 2026 Export SYF’s income statement to Excel — free account

Synchrony Financial

SYF

Financial Credit Services

Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024.

Revenue
+0.60%
EPS
−6.23%
Free cash flow
−5.27%
Total debt
+18.0%

Quarter to September 2026, against a year earlier

72.25 0.59 +0.82%
Market cap
$22.3B
P/E
7.5×
Fwd P/E
7.6×
Dividend yield
1.77%
F-score
8/9
ROIC
15.4%
Net debt / EBITDA
0.0×
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Synchrony Financial (SYF) SEC filings, changes and red flags

Red flags

Filings

Form Period Filed What it reports Flags
8-K Nov 10, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
10-Q Sep 30, 2026 P1I2: no comparison — the Item was not found
P2I1A: no material changes, the filing says
8-K Oct 20, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Oct 20, 2026 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Sep 14, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Aug 17, 2026 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Jul 28, 2026 8.01 Other events; 9.01 Financial statements and exhibits
10-Q Jun 30, 2026 P1I2: no comparison — the Item was not found
P2I1A: no material changes, the filing says
8-K Jul 21, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Jul 21, 2026 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Jun 29, 2026 5.02 Departure or appointment of directors or officers; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits Officer departure
8-K Jun 24, 2026 5.07 Submission of matters to a vote of security holders; 9.01 Financial statements and exhibits
8-K Jun 9, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Jun 2, 2026 3.03 Material modification of shareholders' rights; 5.03 Amendments to the articles or bylaws; change in fiscal year; 8.01 Other events; 9.01 Financial statements and exhibits
8-K May 15, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
10-Q Mar 31, 2026 P1I2: no comparison — the Item was not found
P2I1A: no material changes, the filing says
8-K Apr 21, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Apr 21, 2026 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Mar 10, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Feb 18, 2026 8.01 Other events; 9.01 Financial statements and exhibits
8-K Feb 10, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
10-K Dec 31, 2025 1: no comparison — the earlier filing's Item cannot be compared
1A: no comparison — the Item was not found
7: no comparison — the Item was not found
8-K Jan 27, 2026 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Jan 27, 2026 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Dec 9, 2025 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Nov 12, 2025 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
10-Q Sep 30, 2025 P1I2: no comparison — the Item was not found
P2I1A: no material changes, the filing says
8-K Oct 15, 2025 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
8-K Oct 15, 2025 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Sep 26, 2025 5.02 Departure or appointment of directors or officers; 9.01 Financial statements and exhibits
8-K Sep 10, 2025 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits
10-Q Jun 30, 2025 P1I2: no comparison — the Item was not found
P2I1A: no material changes, the filing says
8-K Jul 22, 2025 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
10-Q Mar 31, 2025
8-K Apr 22, 2025 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
10-K Dec 31, 2024 1: no comparison — the Item was not found
1A: no comparison — the Item was not found
7: no comparison — the Item was not found
8-K Jan 28, 2025 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
10-Q Sep 30, 2024
8-K Oct 16, 2024 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
10-Q Jun 30, 2024
8-K Jul 17, 2024 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Apr 24, 2024 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits
8-K Jan 23, 2024 2.02 Results of operations and financial condition; 9.01 Financial statements and exhibits

From the company’s filings on sec.gov. Red flags are raised by rules over the filings’ own data and text; they are not investment advice.