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Friday 6 November 2026
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Synchrony Financial
Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024.
- Revenue
- +0.60%
- EPS
- −6.23%
- Free cash flow
- −5.27%
- Total debt
- +18.0%
Quarter to September 2026, against a year earlier
74.87
0.80
+1.08%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
7.33 | 7.71 | 6.97 | 8.89 |
+8 more quarters Free account |
P/S ratio |
0.98 | 1.09 | 1.01 | 1.33 | |
P/FCF ratio |
2.37 | 2.60 | 2.37 | 3.13 | |
P/Operating CF |
9.06 | 10.41 | 10.67 | 12.58 | |
P/B ratio |
1.53 | 1.66 | 1.53 | 1.99 | |
Price to Tangible BV |
1.70 | 1.84 | 1.84 | 2.19 | |
EV/Sales |
— | 1.10 | 0.83 | 1.34 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 2.62 | 1.95 | 3.15 | |
EV/FCF |
— | 2.62 | 1.95 | 3.15 | |
Quick Ratio |
0.18 | 0.18 | 0.23 | 0.17 | |
Current Ratio |
1.23 | 1.22 | 1.24 | 1.24 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
13.90% | 13.48% | 13.52% | 12.75% | |
Debt/Equity |
1.03 | 0.97 | 1.00 | 0.91 | |
Asset Turnover |
0.19 | 0.19 | 0.19 | 0.19 | |
Operating CF/Net income |
2.89 | 2.80 | 2.78 | 3.36 | |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
63.35% | 62.22% | 64.87% | 67.15% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.02 | 0.01 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
0.13 | 0.12 | 0.22 | 0.19 | |
Graham Number |
100.64 | 100.83 | 98.91 | 94.17 | |
Earnings Yield |
13.64% | 12.97% | 14.35% | 11.24% | |
Free Cash Flow Yield |
42.21% | 38.48% | 42.22% | 31.92% | |
Revenue per Share |
18.47 | 17.27 | 16.75 | 15.84 | |
Operating CF per Share |
7.83 | 7.30 | 6.38 | 6.63 | |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
7.83 | 7.30 | 6.38 | 6.63 | |
Cash per Share |
49.85 | 48.88 | 60.04 | 40.48 | |
Shareholders Equity per Share |
51.88 | 51.00 | 48.12 | 45.33 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
51.88 | 51.00 | 48.12 | 45.33 | |
Free Cash Flow |
2,498.00 | 2,420.00 | 2,183.00 | 2,454.00 | |
Working Capital |
20,012.00 | 19,488.00 | 21,620.00 | 21,192.00 | |
Net Current Asset Value |
2,987.00 | 3,056.00 | 5,192.00 | 6,010.00 | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
5.19 | 5.46 | 4.97 | 6.68 | |
| Other line items | |||||
Average Payables |
81,418.50 | 82,534.00 | 83,164.50 | 81,603.00 | |
Average Assets |
119,726.50 | 121,217.50 | 121,763.50 | 119,279.00 | |
Average Common Equity |
15,338.50 | 15,455.50 | 15,307.00 | 15,451.00 |
Columns are period end dates · fundamentals updated 2 Nov 2026