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Screener Weekly Summary Pricing

Synchrony Financial SYF

Financial  —  Credit Services
72.94 1.39 1.94% as of 25 Sep
Market cap
$23.3B
P/E
7.4×
S&P 500 Member Dividend Champion (10y) Cash Flow Champion (3y)
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Synchrony Financial (SYF) Return on invested capital

Synchrony Financial's return on invested capital over the twelve months to 30 June 2026 was 16.8%, down 0.2 percentage points from fiscal 2025 (17.0%). Over the past ten years it has ranged from 6.63% (fiscal 2020) to 17.4% (fiscal 2021); the current reading is higher than 91% of that period. That is above the Credit Services industry median of 4.09% and above the Financial sector median of 4.85%.

Return on invested capital, annual

Annual

Period Return on invested capital Change (points)
FY2025 17.0% 0.59
FY2024 16.4% 4.80
FY2023 11.6% (3.15)
FY2022 14.8% (2.58)
FY2021 17.4% 10.72
FY2020 6.63% (6.76)
FY2019 13.4% 5.61
FY2018 7.78% (1.09)
FY2017 8.87% (0.05)
FY2016 8.92% (0.07)

Against its own ten years

Low 6.63% High 17.4%
Ten-year median 11.6%
Current reading's percentile 91

Return on invested capital against peers

Company Return on invested capital
PYPL PayPal Holdings, Inc. compare 16.9%
SYF Synchrony Financial 16.8%
CACC Credit Acceptance Corporation compare 10.0%
FCFS FirstCash Holdings, Inc. compare 8.97%
ALLY Ally Financial Inc. compare 4.64%
SOFI SoFi Technologies, Inc. compare 4.26%
OMF OneMain Holdings, Inc. compare 2.45%
AFRM Affirm Holdings, Inc. compare 2.16%
KLAR Klarna Group plc compare 0.00%
Credit Services industry median 4.09%
Financial sector median 4.85%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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