stockrowHorace Mann Educators Corporation
HMN Financial Insurance Property & Casualty
Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.
- Revenue
- +0.16%
- EPS
- +0.73%
- Free cash flow
- +70.4%
- Total debt
- −29.5%
Quarter to September 2026, against a year earlier
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Horace Mann Educators Corporation (HMN) Operating margin
Horace Mann Educators Corporation's operating margin over the twelve months to 30 September 2026 was 14.7%, up 0.7 percentage points from fiscal 2025 (14.0%). Over the past ten years it has ranged from 2.73% (fiscal 2018) to 19.6% (fiscal 2019); the current reading is higher than 73% of that period. That is in line with the Insurance Property & Casualty industry median of 14.7% and above the Financial sector median of 0.00%.
Operating margin, annual
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Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 14.0% | 3.73 |
| FY2024 | 10.2% | 4.67 |
| FY2023 | 5.56% | 2.61 |
| FY2022 | 2.95% | (13.90) |
| FY2021 | 16.9% | 2.75 |
| FY2020 | 14.1% | (5.47) |
| FY2019 | 19.6% | 16.84 |
| FY2018 | 2.73% | (5.86) |
| FY2017 | 8.59% | (2.57) |
| FY2016 | 11.2% | (2.25) |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Sep 2026 | 18.7% | 5.51 |
| Jun 2026 | 13.2% | (0.70) |
| Mar 2026 | 13.9% | 1.10 |
| Dec 2025 | 12.8% | (5.53) |
| 43 more quarters | Free account |
Against its own ten years
Operating margin against peers
| Company | Operating margin |
|---|---|
| HCI HCI Group, Inc. compare | 50.1% |
| UVE UNIVERSAL INSURANCE HOLDINGS INC compare | 19.0% |
| SKWD Skyward Specialty Insurance Group, Inc. compare | 15.1% |
| HMN Horace Mann Educators Corporation | 14.7% |
| STC Stewart Information Services Corporation compare | 8.64% |
| PRCH Porch Group, Inc. compare | 7.97% |
| SAFT Safety Insurance Group, Inc. compare | 6.99% |
| TRUP Trupanion, Inc. compare | 0.00% |
| KMPR Kemper Corporation compare | −10.6% |
| Insurance Property & Casualty industry median | 14.7% |
| Financial sector median | 0.00% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on HMN
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement