stockrowHorace Mann Educators Corporation
HMN Financial Insurance Property & Casualty
Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.
- Revenue
- +0.16%
- EPS
- +0.73%
- Free cash flow
- +70.4%
- Total debt
- −29.5%
Quarter to September 2026, against a year earlier
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Horace Mann Educators Corporation (HMN) Return on invested capital
Horace Mann Educators Corporation's return on invested capital over the twelve months to 30 September 2026 was 8.57%, up 1.3 percentage points from fiscal 2025 (7.25%). Over the past ten years it has ranged from 1.29% (fiscal 2018) to 8.86% (fiscal 2019); the current reading is higher than 91% of that period. That is below the Insurance Property & Casualty industry median of 9.43% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 7.25% | 1.57 |
| FY2024 | 5.68% | 2.61 |
| FY2023 | 3.07% | 1.43 |
| FY2022 | 1.64% | (4.79) |
| FY2021 | 6.43% | 1.19 |
| FY2020 | 5.24% | (3.62) |
| FY2019 | 8.86% | 7.57 |
| FY2018 | 1.29% | (2.22) |
| FY2017 | 3.51% | (1.66) |
| FY2016 | 5.17% | (0.88) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| UVE UNIVERSAL INSURANCE HOLDINGS INC compare | 188.2% |
| HCI HCI Group, Inc. compare | 56.7% |
| TRUP Trupanion, Inc. compare | 16.3% |
| SKWD Skyward Specialty Insurance Group, Inc. compare | 10.9% |
| HMN Horace Mann Educators Corporation | 8.57% |
| STC Stewart Information Services Corporation compare | 8.33% |
| PRCH Porch Group, Inc. compare | 7.73% |
| SAFT Safety Insurance Group, Inc. compare | 6.55% |
| KMPR Kemper Corporation compare | −9.97% |
| Insurance Property & Casualty industry median | 9.43% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on HMN
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement