Horace Mann Educators Corporation (HMN) vs Skyward Specialty Insurance Group, Inc. (SKWD)
Horace Mann Educators Corporation and Skyward Specialty Insurance Group, Inc. are both Insurance Property & Casualty companies. Skyward Specialty Insurance Group, Inc. is the larger, with a market value of $2.4B against $1.9B — 1.3× the size. Horace Mann Educators Corporation trades at the lower P/E: 10.5× against 12.4×. Skyward Specialty Insurance Group, Inc. grew revenue faster over the last twelve months: 38.3% against 5.88%. Skyward Specialty Insurance Group, Inc. has the higher net margin (10.8% vs 10.2%) and the higher return on invested capital (10.9% vs 7.75%). Across the 20 metrics below, Horace Mann Educators Corporation leads on 10 and Skyward Specialty Insurance Group, Inc. on 10.
Valuation
Profitability
| Metric | HMN | SKWD | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | 44.14% | 41.16% |
| Operating margin | 14.57% | 15.09% | 15.09% |
| Net margin | 10.15% | 10.84% | 11.51% |
| Free cash flow margin | 32.42% | 23.20% | 17.59% |
| Return on equity | 12.38% | 17.34% | 18.19% |
| Return on assets | 1.17% | 3.38% | 3.74% |
| Return on invested capital | 7.75% | 10.89% | 12.06% |
Growth
Health
Dividend
Size
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