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Friday 6 November 2026 Export HMN’s income statement to Excel — free account

Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.

Revenue
+0.16%
EPS
+0.73%
Free cash flow
+70.4%
Total debt
−29.5%

Quarter to September 2026, against a year earlier

52.49 2.29 +4.56%
Market cap
$2.2B
P/E
12.1×
Fwd P/E
11.2×
Dividend yield
2.72%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Horace Mann Educators Corporation (HMN) P/S ratio

Alert me on P/S ratio

As of 5 November 2026, Horace Mann Educators Corporation (HMN) trades at a P/S ratio of 1.2×. Over the past ten years it has ranged from 0.8× (August 2023) to 1.7× (November 2017); the current reading is higher than 49% of that period. That is in line with the Insurance Property & Casualty industry median of 1.3× and below the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 1.1× 10.10%
FY2024 1.0× 9.20%
FY2023 0.9× (17.84%)
FY2022 1.1× (7.41%)
FY2021 1.2× (9.04%)
FY2020 1.3× 5.62%
FY2019 1.3× (2.59%)
FY2018 1.3× (15.42%)
FY2017 1.5× (1.24%)
FY2016 1.6× 21.51%

Quarterly newest first

Period P/S ratio Change
Sep 2026 1.0× (13.68%)
Jun 2026 1.2× 18.81%
Mar 2026 1.0× (8.94%)
Dec 2025 1.1× 0.69%
43 more quarters

Against its own ten years

Low 0.8× High 1.7×
Ten-year median 1.2×
Current reading's percentile 53

P/S ratio against peers

Company P/S ratio
STC Stewart Information Services Corporation compare 0.4×
KMPR Kemper Corporation compare 0.5×
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 0.8×
TRUP Trupanion, Inc. compare 1.0×
SAFT Safety Insurance Group, Inc. compare 1.2×
HMN Horace Mann Educators Corporation 1.2×
SKWD Skyward Specialty Insurance Group, Inc. compare 1.6×
HCI HCI Group, Inc. compare 2.4×
PRCH Porch Group, Inc. compare 4.4×
Insurance Property & Casualty industry median 1.3×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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