Pricing Log in Create free account
Friday 6 November 2026 Export HMN’s income statement to Excel — free account

Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.

Revenue
+0.16%
EPS
+0.73%
Free cash flow
+70.4%
Total debt
−29.5%

Quarter to September 2026, against a year earlier

52.49 2.29 +4.56%
Market cap
$2.2B
P/E
12.1×
Fwd P/E
11.2×
Dividend yield
2.72%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Horace Mann Educators Corporation (HMN) Current ratio

Alert me on Current ratio

Horace Mann Educators Corporation's current ratio at the end of the quarter to 30 September 2026 was 0.1×, up 0.0× from fiscal 2025 (0.1×). Over the past ten years it has ranged from 0.0× (fiscal 2017) to 0.1× (fiscal 2023); the current reading is higher than 73% of that period. That is below the Insurance Property & Casualty industry median of 0.5× and below the Financial sector median of 1.0×.

Current ratio, annual

Embed this chart

Annual newest first

Period Current ratio Change
FY2025 0.1× (3.14%)
FY2024 0.1× (6.91%)
FY2023 0.1× 2.68%
FY2022 0.1× 65.97%
FY2021 0.0× 1,132.26%
FY2020 0.0× (13.89%)
FY2019 0.0× 89.47%
FY2018 0.0× 58.33%
FY2017 0.0× (57.14%)
FY2016 0.0× 3.70%

Quarterly newest first

Period Current ratio Change
Sep 2026 0.1× 24.17%
Jun 2026 0.1× 2.74%
Mar 2026 0.1× (0.51%)
Dec 2025 0.1× (4.08%)
43 more quarters

Against its own ten years

Low 0.0× High 0.1×
Ten-year median 0.0×
Current reading's percentile 73

Current ratio against peers

Company Current ratio
TRUP Trupanion, Inc. compare 1.7×
STC Stewart Information Services Corporation compare 1.6×
PRCH Porch Group, Inc. compare 1.5×
HCI HCI Group, Inc. compare 0.7×
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 0.6×
SKWD Skyward Specialty Insurance Group, Inc. compare 0.5×
SAFT Safety Insurance Group, Inc. compare 0.4×
KMPR Kemper Corporation compare 0.1×
HMN Horace Mann Educators Corporation 0.1×
Insurance Property & Casualty industry median 0.5×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

More on HMN