Horace Mann Educators Corporation (HMN) vs Trupanion, Inc. (TRUP)
- Horace Mann Educators Corporation HMN 52.49 +4.56%
- Trupanion, Inc. TRUP 34.55 +2.58%
Horace Mann Educators Corporation and Trupanion, Inc. are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $2.2B against $1.5B — 1.4× the size. Horace Mann Educators Corporation trades at the lower P/E: 12.1× against 56.6×. Trupanion, Inc. grew revenue faster over the last twelve months: 11.4% against 4.25%. Horace Mann Educators Corporation has the higher net margin (10.2% vs 1.71%) and the lower return on invested capital (8.57% vs 16.3%). Across the 20 metrics below, Horace Mann Educators Corporation leads on 10 and Trupanion, Inc. on 10.
Valuation
Profitability
| Metric | HMN | TRUP | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 47.33% | 16.75% | 37.39% |
| Operating margin | 14.67% | 0.00% | 14.67% |
| Net margin | 10.16% | 1.71% | 10.16% |
| Free cash flow margin | 0.00% | 5.56% | 18.60% |
| Return on equity | 12.40% | 6.94% | 16.59% |
| Return on assets | 1.15% | 2.96% | 3.38% |
| Return on invested capital | 8.57% | 16.28% | 9.43% |
Growth
Health
Dividend
Size
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