Porch Group, Inc.

PRCH Financial Insurance Property & Casualty

Porch Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $482.4 million, up 10.2% from fiscal 2024.

Revenue
+13.0%
EPS
+179.4%
Free cash flow
+50.0%
Total debt
+4.42%

Quarter to September 2026, against a year earlier

21.61 0.09 +0.42%
Market cap
$2.5B
P/E
363×
Fwd P/E
294×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Porch Group, Inc. (PRCH) Operating margin

Alert me on Operating margin

Porch Group, Inc.'s operating margin over the twelve months to 30 September 2026 was 7.97%, up 0.4 percentage points from fiscal 2025 (7.58%). Over the past ten years it has ranged from −114.4% (fiscal 2020) to 7.58% (fiscal 2025) — the current reading is the highest in ten years. That is below the Insurance Property & Casualty industry median of 14.7% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 7.58% 22.33
FY2024 −14.8% 29.49
FY2023 −44.2% 19.92
FY2022 −64.2% 2.43
FY2022 −66.6% (23.27)
FY2021 −43.3% 39.51
FY2021 −82.8% (24.42)
FY2020 −58.4% 56.01
FY2020 −114.4% (0.85)
FY2019 −113.6% (113.57)

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 12.6% 15.49
Jun 2026 −2.92% (12.67)
Mar 2026 9.75% (3.49)
Dec 2025 13.2% 0.41
23 more quarters

Against its own ten years

Low −114.4% High 7.58%
Ten-year median −58.4%
Current reading's percentile 92

Operating margin against peers

Company Operating margin
SLDE Slide Insurance Holdings, Inc. compare 50.7%
HCI HCI Group, Inc. compare 48.8%
SKWD Skyward Specialty Insurance Group, Inc. compare 15.1%
HMN Horace Mann Educators Corporation compare 14.6%
UFCS United Fire Group, Inc compare 12.9%
PRCH Porch Group, Inc. 7.97%
SAFT Safety Insurance Group, Inc. compare 6.99%
KMPR Kemper Corporation compare −10.6%
LMND Lemonade, Inc. compare −13.7%
Insurance Property & Casualty industry median 14.7%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

More on PRCH