stockrowHorace Mann Educators Corporation (HMN) vs Safety Insurance Group, Inc. (SAFT)
- Horace Mann Educators Corporation HMN 52.49 +4.56%
- Safety Insurance Group, Inc. SAFT 104.26 −0.09%
Horace Mann Educators Corporation and Safety Insurance Group, Inc. are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $2.2B against $1.5B — 1.4× the size. Horace Mann Educators Corporation trades at the lower P/E: 12.1× against 22.4×. Safety Insurance Group, Inc. grew revenue faster over the last twelve months: 7.21% against 4.25%. Horace Mann Educators Corporation has the higher net margin (10.2% vs 5.33%) and the higher return on invested capital (8.57% vs 6.55%). Both pay a dividend; Safety Insurance Group, Inc. yields more (3.53% vs 2.72%). Across the 21 metrics below, Horace Mann Educators Corporation leads on 12 and Safety Insurance Group, Inc. on 9.
Valuation
Profitability
| Metric | HMN | SAFT | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 47.33% | 7.63% | 37.39% |
| Operating margin | 14.67% | 6.99% | 14.67% |
| Net margin | 10.16% | 5.33% | 10.16% |
| Free cash flow margin | 0.00% | 13.66% | 18.60% |
| Return on equity | 12.40% | 7.84% | 16.59% |
| Return on assets | 1.15% | 2.82% | 3.38% |
| Return on invested capital | 8.57% | 6.55% | 9.43% |
Growth
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