Horace Mann Educators Corporation (HMN) vs Safety Insurance Group, Inc. (SAFT)
- Horace Mann Educators Corporation HMN 46.33 +0.76%
- Safety Insurance Group, Inc. SAFT 104.03 +0.03%
Horace Mann Educators Corporation and Safety Insurance Group, Inc. are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $1.9B against $1.5B — 1.2× the size. Horace Mann Educators Corporation trades at the lower P/E: 10.7× against 22.4×. Safety Insurance Group, Inc. grew revenue faster over the last twelve months: 7.21% against 5.88%. Horace Mann Educators Corporation has the higher net margin (10.2% vs 5.33%) and the higher return on invested capital (7.75% vs 6.55%). Both pay a dividend; Safety Insurance Group, Inc. yields more (3.54% vs 3.09%). Across the 21 metrics below, Horace Mann Educators Corporation leads on 14 and Safety Insurance Group, Inc. on 7.
Valuation
Profitability
| Metric | HMN | SAFT | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | 7.63% | 41.16% |
| Operating margin | 14.57% | 6.99% | 15.09% |
| Net margin | 10.15% | 5.33% | 11.51% |
| Free cash flow margin | 32.42% | 13.66% | 17.46% |
| Return on equity | 12.38% | 7.84% | 17.34% |
| Return on assets | 1.17% | 2.82% | 3.74% |
| Return on invested capital | 7.75% | 6.55% | 12.06% |
Growth
Health
Dividend
Size
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