Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.

Revenue
+0.16%
EPS
+0.73%
Free cash flow
+70.4%
Total debt
−29.5%

Quarter to September 2026, against a year earlier

52.77 0.40 −0.75%
Market cap
$2.2B
P/E
12.1×
Fwd P/E
11.2×
Dividend yield
2.72%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Horace Mann Educators Corporation (HMN) Free cash flow

Alert me on Free cash flow

Horace Mann Educators Corporation's free cash flow for fiscal 2025 was $553.2M, up 22.4% from $452.1M in fiscal 2024. Over the twelve months to 30 June 2026 it was $566.1M. Over the past ten years it has ranged from $127.6M (fiscal 2019) to $553.2M (fiscal 2025) — the current reading is the highest in ten years. Free cash flow has risen for 3 consecutive fiscal years. Horace Mann Educators Corporation ranks 18th of 45 Insurance Property & Casualty companies by free cash flow.

Free cash flow, annual

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Annual newest first

Period Free cash flow Change
FY2025 $553.2M 22.36%
FY2024 $452.1M 49.65%
FY2023 $302.1M 76.15%
FY2022 $171.5M (16.30%)
FY2021 $204.9M (21.13%)
FY2020 $259.8M 103.61%
FY2019 $127.6M (36.48%)
FY2018 $200.9M (21.71%)
FY2017 $256.6M 21.36%
FY2016 $211.4M 1.79%

Quarterly newest first

Period Free cash flow Change
Jun 2026 $223.7M 264.93%
Mar 2026 $61.3M (52.81%)
Dec 2025 $129.9M (14.09%)
Sep 2025 $151.2M 15.16%
42 more quarters

Against its own ten years

Low $127.6M High $553.2M
Ten-year median $211.4M
Current reading's percentile 100

Free cash flow against peers

What Free cash flow is

Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.

Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)

The full definition of Free cash flow →

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