Horace Mann Educators Corporation
HMN Financial Insurance Property & Casualty
Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.
- Revenue
- +0.16%
- EPS
- +0.73%
- Free cash flow
- +70.4%
- Total debt
- −29.5%
Quarter to September 2026, against a year earlier
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Horace Mann Educators Corporation (HMN) Free cash flow
Horace Mann Educators Corporation's free cash flow for fiscal 2025 was $553.2M, up 22.4% from $452.1M in fiscal 2024. Over the twelve months to 30 June 2026 it was $566.1M. Over the past ten years it has ranged from $127.6M (fiscal 2019) to $553.2M (fiscal 2025) — the current reading is the highest in ten years. Free cash flow has risen for 3 consecutive fiscal years. Horace Mann Educators Corporation ranks 18th of 45 Insurance Property & Casualty companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $553.2M | 22.36% |
| FY2024 | $452.1M | 49.65% |
| FY2023 | $302.1M | 76.15% |
| FY2022 | $171.5M | (16.30%) |
| FY2021 | $204.9M | (21.13%) |
| FY2020 | $259.8M | 103.61% |
| FY2019 | $127.6M | (36.48%) |
| FY2018 | $200.9M | (21.71%) |
| FY2017 | $256.6M | 21.36% |
| FY2016 | $211.4M | 1.79% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $223.7M | 264.93% |
| Mar 2026 | $61.3M | (52.81%) |
| Dec 2025 | $129.9M | (14.09%) |
| Sep 2025 | $151.2M | 15.16% |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| HMN Horace Mann Educators Corporation | $566.1M |
| HCI HCI Group, Inc. compare | $457.9M |
| SKWD Skyward Specialty Insurance Group, Inc. compare | $402.2M |
| KMPR Kemper Corporation compare | $396.6M |
| UVE UNIVERSAL INSURANCE HOLDINGS INC compare | $360.7M |
| SAFT Safety Insurance Group, Inc. compare | $175.7M |
| STC Stewart Information Services Corporation compare | $147.2M |
| PRCH Porch Group, Inc. compare | $98.6M |
| TRUP Trupanion, Inc. compare | $86.7M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on HMN
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
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- Piotroski F-score
- The full statement