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Friday 6 November 2026 Export HMN’s income statement to Excel — free account

Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.

Revenue
+0.16%
EPS
+0.73%
Free cash flow
+70.4%
Total debt
−29.5%

Quarter to September 2026, against a year earlier

53.09 0.08 −0.15%
Market cap
$2.2B
P/E
12.1×
Fwd P/E
11.2×
Dividend yield
2.72%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Horace Mann Educators Corporation (HMN) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, Horace Mann Educators Corporation (HMN) trades at a P/E ratio of 12.1×. Over the past ten years it has ranged from 0.0× (December 2023) to 331× (April 2023); the current reading is higher than 37% of that period. That is in line with the Insurance Property & Casualty industry median of 12.2× and in line with the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 11.8× (25.42%)
FY2024 15.8× (49.36%)
FY2023 31.1× (64.69%)
FY2022 88.1× 821.77%
FY2021 9.6× (27.93%)
FY2020 13.3× 33.35%
FY2019 9.9× (88.58%)
FY2018 87.1× 708.22%
FY2017 10.8× (49.01%)
FY2016 21.1× 40.76%

Quarterly newest first

Period P/E ratio Change
Sep 2026 10.3× (13.86%)
Jun 2026 12.0× 12.31%
Mar 2026 10.7× (9.20%)
Dec 2025 11.8× 3.80%
43 more quarters

Against its own ten years

Low 0.0× High 331×
Ten-year median 14.0×
Current reading's percentile 37

P/E ratio against peers

Company P/E ratio
KMPR Kemper Corporation compare n/m
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 5.7×
HCI HCI Group, Inc. compare 7.5×
HMN Horace Mann Educators Corporation 12.1×
STC Stewart Information Services Corporation compare 12.2×
SKWD Skyward Specialty Insurance Group, Inc. compare 14.4×
SAFT Safety Insurance Group, Inc. compare 22.4×
TRUP Trupanion, Inc. compare 56.6×
PRCH Porch Group, Inc. compare 344×
Insurance Property & Casualty industry median 12.2×
Financial sector median 12.2×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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