Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024. In the quarter to June 2026, revenue grew 7.72%, EPS grew 43.7%, free cash flow grew 70.4% and total debt rose 8.53%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five, operating cash flow growth for three; insiders bought in the last twelve months.

46.33 0.35 +0.76%
Market cap
$1.9B
P/E
10.7×
Fwd P/E
11.7×
Dividend yield
3.09%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Horace Mann Educators Corporation (HMN) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Horace Mann Educators Corporation (HMN) trades at a P/E ratio of 10.7×. Over the past ten years it has ranged from 0.0× (December 2023) to 331× (April 2023); the current reading is higher than 22% of that period. That is in line with the Insurance Property & Casualty industry median of 10.7× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 11.8× (25.42%)
FY2024 15.8× (49.36%)
FY2023 31.1× (64.69%)
FY2022 88.1× 821.77%
FY2021 9.6× (27.93%)
FY2020 13.3× 33.35%
FY2019 9.9× (88.58%)
FY2018 87.1× 708.22%
FY2017 10.8× (49.01%)
FY2016 21.1× 40.76%

Quarterly newest first

Period P/E ratio Change
Jun 2026 12.0× 12.31%
Mar 2026 10.7× (9.20%)
Dec 2025 11.8× 3.80%
Sep 2025 11.3× (10.42%)
42 more quarters

Against its own ten years

Low 0.0× High 331×
Ten-year median 14.0×
Current reading's percentile 20

P/E ratio against peers

Company P/E ratio
KMPR Kemper Corporation compare n/m
PRCH Porch Group, Inc. compare n/m
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 6.0×
HCI HCI Group, Inc. compare 8.3×
UFCS United Fire Group, Inc compare 10.5×
HMN Horace Mann Educators Corporation 10.7×
STC Stewart Information Services Corporation compare 11.5×
SKWD Skyward Specialty Insurance Group, Inc. compare 13.8×
SAFT Safety Insurance Group, Inc. compare 22.4×
Insurance Property & Casualty industry median 10.7×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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