Horace Mann Educators Corporation
HMN Financial Insurance Property & Casualty
Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.
- Revenue
- +0.16%
- EPS
- +0.73%
- Free cash flow
- +70.4%
- Total debt
- −29.5%
Quarter to September 2026, against a year earlier
Follow HMN
Alert me
Horace Mann Educators Corporation (HMN) Return on equity
Horace Mann Educators Corporation's return on equity over the twelve months to 30 September 2026 was 12.4%, up 0.7 percentage points from fiscal 2025 (11.7%). Over the past ten years it has ranged from 1.31% (fiscal 2018) to 12.9% (fiscal 2019); the current reading is higher than 82% of that period. That is below the Insurance Property & Casualty industry median of 16.6% and above the Financial sector median of 9.01%.
Return on equity, annual
Embed this chart
Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 11.7% | 3.35 |
| FY2024 | 8.35% | 4.39 |
| FY2023 | 3.96% | 2.60 |
| FY2022 | 1.36% | (8.11) |
| FY2021 | 9.47% | 1.53 |
| FY2020 | 7.94% | (4.96) |
| FY2019 | 12.9% | 11.59 |
| FY2018 | 1.31% | (10.81) |
| FY2017 | 12.1% | 5.57 |
| FY2016 | 6.55% | (0.64) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| PRCH Porch Group, Inc. compare | 47.8% |
| UVE UNIVERSAL INSURANCE HOLDINGS INC compare | 40.8% |
| SKWD Skyward Specialty Insurance Group, Inc. compare | 17.3% |
| HMN Horace Mann Educators Corporation | 12.4% |
| SAFT Safety Insurance Group, Inc. compare | 7.84% |
| STC Stewart Information Services Corporation compare | 7.63% |
| TRUP Trupanion, Inc. compare | 6.94% |
| HCI HCI Group, Inc. compare | 0.00% |
| KMPR Kemper Corporation compare | −19.3% |
| Insurance Property & Casualty industry median | 16.6% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on HMN
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement