Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.

Revenue
+0.16%
EPS
+0.73%
Free cash flow
+70.4%
Total debt
−29.5%

Quarter to September 2026, against a year earlier

52.49 2.29 +4.56%
Market cap
$2.2B
P/E
12.1×
Fwd P/E
11.2×
Dividend yield
2.72%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Horace Mann Educators Corporation (HMN) Return on equity

Alert me on Return on equity

Horace Mann Educators Corporation's return on equity over the twelve months to 30 September 2026 was 12.4%, up 0.7 percentage points from fiscal 2025 (11.7%). Over the past ten years it has ranged from 1.31% (fiscal 2018) to 12.9% (fiscal 2019); the current reading is higher than 82% of that period. That is below the Insurance Property & Casualty industry median of 16.6% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 11.7% 3.35
FY2024 8.35% 4.39
FY2023 3.96% 2.60
FY2022 1.36% (8.11)
FY2021 9.47% 1.53
FY2020 7.94% (4.96)
FY2019 12.9% 11.59
FY2018 1.31% (10.81)
FY2017 12.1% 5.57
FY2016 6.55% (0.64)

Against its own ten years

Low 1.31% High 12.9%
Ten-year median 7.94%
Current reading's percentile 82

Return on equity against peers

Company Return on equity
PRCH Porch Group, Inc. compare 47.8%
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 40.8%
SKWD Skyward Specialty Insurance Group, Inc. compare 17.3%
HMN Horace Mann Educators Corporation 12.4%
SAFT Safety Insurance Group, Inc. compare 7.84%
STC Stewart Information Services Corporation compare 7.63%
TRUP Trupanion, Inc. compare 6.94%
HCI HCI Group, Inc. compare 0.00%
KMPR Kemper Corporation compare −19.3%
Insurance Property & Casualty industry median 16.6%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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