HCI Group, Inc.

HCI Financial Insurance Property & Casualty

HCI Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $900.9 million, up 20.1% from fiscal 2024.

Revenue
+11.2%
EPS
+3.77%
Free cash flow
−13.6%
Total debt
+21.3%

Quarter to June 2026, against a year earlier

202.49 0.81 +0.40%
Market cap
$2.5B
P/E
8.4×
Fwd P/E
9.1×
Dividend yield
0.99%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

HCI Group, Inc. (HCI) Operating margin

Alert me on Operating margin

HCI Group, Inc.'s operating margin over the twelve months to 30 June 2026 was 48.8%, up 0.2 percentage points from fiscal 2025 (48.7%). Over the past ten years it has ranged from −12.1% (fiscal 2022) to 48.7% (fiscal 2025) — the current reading is the highest in ten years. That is above the Insurance Property & Casualty industry median of 14.7% and above the Financial sector median of 0.00%.

Operating margin, annual

Embed this chart

Annual newest first

Period Operating margin Change (points)
FY2025 48.7% 23.77
FY2024 24.9% 1.52
FY2023 23.4% 35.52
FY2022 −12.1% (16.46)
FY2021 4.32% (11.36)
FY2020 15.7% (4.59)
FY2019 20.3% 0.81
FY2018 19.5% 18.96
FY2017 0.50% (21.70)
FY2016 22.2% (18.70)

Quarterly newest first

Period Operating margin Change (points)
Jun 2026 45.4% (2.46)
Mar 2026 47.9% (11.00)
Dec 2025 58.9% 16.54
Sep 2025 42.4% (1.87)
42 more quarters

Against its own ten years

Low −12.1% High 48.7%
Ten-year median 20.3%
Current reading's percentile 100

Operating margin against peers

Company Operating margin
SLDE Slide Insurance Holdings, Inc. compare 50.7%
HCI HCI Group, Inc. 48.8%
PLMR Palomar Holdings, Inc. compare 24.9%
SKWD Skyward Specialty Insurance Group, Inc. compare 15.1%
HMN Horace Mann Educators Corporation compare 14.6%
PRCH Porch Group, Inc. compare 7.97%
SAFT Safety Insurance Group, Inc. compare 6.99%
KMPR Kemper Corporation compare −10.6%
LMND Lemonade, Inc. compare −13.7%
Insurance Property & Casualty industry median 14.7%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

More on HCI