Horace Mann Educators Corporation (HMN) vs Porch Group, Inc. (PRCH)
Horace Mann Educators Corporation and Porch Group, Inc. are both Insurance Property & Casualty companies. Horace Mann Educators Corporation and Porch Group, Inc. are of similar size ($1.9B and $1.9B). Porch Group, Inc. has negative trailing earnings, so its P/E is not meaningful; Horace Mann Educators Corporation trades at 10.5×. Porch Group, Inc. grew revenue faster over the last twelve months: 16.1% against 5.88%. Horace Mann Educators Corporation has the higher net margin (10.2% vs −2.62%) and the higher return on invested capital (7.75% vs 7.07%). Across the 21 metrics below, Horace Mann Educators Corporation leads on 16 and Porch Group, Inc. on 5.
Valuation
Profitability
| Metric | HMN | PRCH | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | 72.10% | 41.16% |
| Operating margin | 14.57% | 7.88% | 15.09% |
| Net margin | 10.15% | (2.62%) | 11.51% |
| Free cash flow margin | 32.42% | 15.60% | 17.59% |
| Return on equity | 12.38% | (156.54%) | 18.19% |
| Return on assets | 1.17% | (1.69%) | 3.74% |
| Return on invested capital | 7.75% | 7.07% | 12.06% |
Growth
Health
Dividend
Size
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