Horace Mann Educators Corporation

HMN Financial Insurance Property & Casualty

Horace Mann Educators Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, up 6.66% from fiscal 2024.

Revenue
+0.16%
EPS
+0.73%
Free cash flow
+70.4%
Total debt
−29.5%

Quarter to September 2026, against a year earlier

52.49 2.29 +4.56%
Market cap
$2.2B
P/E
12.1×
Fwd P/E
11.2×
Dividend yield
2.72%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Horace Mann Educators Corporation (HMN) Return on assets

Alert me on Return on assets

Horace Mann Educators Corporation's return on assets over the twelve months to 30 September 2026 was 1.15%, up 0.1 percentage points from fiscal 2025 (1.09%). Over the past ten years it has ranged from 0.14% (fiscal 2022) to 1.57% (fiscal 2019); the current reading is higher than 73% of that period. That is below the Insurance Property & Casualty industry median of 3.38% and in line with the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 1.09% 0.37
FY2024 0.72% 0.39
FY2023 0.33% 0.19
FY2022 0.14% (1.08)
FY2021 1.22% 0.19
FY2020 1.03% (0.54)
FY2019 1.57% 1.40
FY2018 0.17% (1.39)
FY2017 1.56% 0.75
FY2016 0.81% (0.13)

Against its own ten years

Low 0.14% High 1.57%
Ten-year median 0.94%
Current reading's percentile 73

Return on assets against peers

Company Return on assets
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 7.41%
STC Stewart Information Services Corporation compare 3.93%
SKWD Skyward Specialty Insurance Group, Inc. compare 3.38%
TRUP Trupanion, Inc. compare 2.96%
SAFT Safety Insurance Group, Inc. compare 2.82%
PRCH Porch Group, Inc. compare 1.16%
HMN Horace Mann Educators Corporation 1.15%
HCI HCI Group, Inc. compare 0.00%
KMPR Kemper Corporation compare −4.04%
Insurance Property & Casualty industry median 3.38%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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