Horace Mann Educators Corporation (HMN) vs Kemper Corporation (KMPR)
Horace Mann Educators Corporation and Kemper Corporation are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $1.9B against $1.5B — 1.3× the size. Kemper Corporation has negative trailing earnings, so its P/E is not meaningful; Horace Mann Educators Corporation trades at 10.5×. Horace Mann Educators Corporation grew revenue faster over the last twelve months: 5.88% against −4.46%. Horace Mann Educators Corporation has the higher net margin (10.2% vs −10.8%) and the higher return on invested capital (7.75% vs −9.97%). Both pay a dividend; Horace Mann Educators Corporation yields more (3.75% vs 2.16%). Across the 22 metrics below, Horace Mann Educators Corporation leads on 18 and Kemper Corporation on 4.
Valuation
Profitability
| Metric | HMN | KMPR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | (0.55%) | 41.16% |
| Operating margin | 14.57% | (10.61%) | 15.09% |
| Net margin | 10.15% | (10.84%) | 11.51% |
| Free cash flow margin | 32.42% | 8.68% | 17.59% |
| Return on equity | 12.38% | (19.34%) | 18.19% |
| Return on assets | 1.17% | (4.04%) | 3.74% |
| Return on invested capital | 7.75% | (9.97%) | 12.06% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack