Horace Mann Educators Corporation (HMN) vs Kemper Corporation (KMPR)
- Horace Mann Educators Corporation HMN 53.03 −0.26%
- Kemper Corporation KMPR 33.80 −4.33%
Horace Mann Educators Corporation and Kemper Corporation are both Insurance Property & Casualty companies. Horace Mann Educators Corporation and Kemper Corporation are of similar size ($2.2B and $2.1B). Kemper Corporation has negative trailing earnings, so its P/E is not meaningful; Horace Mann Educators Corporation trades at 12.1×. Horace Mann Educators Corporation grew revenue faster over the last twelve months: 4.25% against −4.46%. Horace Mann Educators Corporation has the higher net margin (10.2% vs −10.8%) and the higher return on invested capital (8.57% vs −9.97%). Both pay a dividend; Kemper Corporation yields more (3.64% vs 2.72%). Across the 20 metrics below, Horace Mann Educators Corporation leads on 15 and Kemper Corporation on 5.
Valuation
Profitability
| Metric | HMN | KMPR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 47.33% | (0.55%) | 37.39% |
| Operating margin | 14.67% | (10.61%) | 14.67% |
| Net margin | 10.16% | (10.84%) | 10.16% |
| Free cash flow margin | 0.00% | 8.68% | 18.60% |
| Return on equity | 12.40% | (19.34%) | 16.59% |
| Return on assets | 1.15% | (4.04%) | 3.38% |
| Return on invested capital | 8.57% | (9.97%) | 9.43% |
Growth
Health
Dividend
Size
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