Horace Mann Educators Corporation (HMN) vs Kemper Corporation (KMPR)
- Horace Mann Educators Corporation HMN 46.33 +0.76%
- Kemper Corporation KMPR 29.27 +2.99%
Horace Mann Educators Corporation and Kemper Corporation are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $1.9B against $1.7B — 1.1× the size. Kemper Corporation has negative trailing earnings, so its P/E is not meaningful; Horace Mann Educators Corporation trades at 10.7×. Horace Mann Educators Corporation grew revenue faster over the last twelve months: 5.88% against −4.46%. Horace Mann Educators Corporation has the higher net margin (10.2% vs −10.8%) and the higher return on invested capital (7.75% vs −9.97%). Both pay a dividend; Kemper Corporation yields more (4.37% vs 3.09%). Across the 20 metrics below, Horace Mann Educators Corporation leads on 16 and Kemper Corporation on 4.
Valuation
Profitability
| Metric | HMN | KMPR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | (0.55%) | 41.16% |
| Operating margin | 14.57% | (10.61%) | 15.09% |
| Net margin | 10.15% | (10.84%) | 11.51% |
| Free cash flow margin | 32.42% | 8.68% | 17.46% |
| Return on equity | 12.38% | (19.34%) | 17.34% |
| Return on assets | 1.17% | (4.04%) | 3.74% |
| Return on invested capital | 7.75% | (9.97%) | 12.06% |
Growth
Health
Dividend
Size
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