Enova International, Inc.

ENVA Financial Credit Services

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.

Revenue
+25.7%
EPS
+33.9%
Free cash flow
+11.4%
Total debt
+30.9%

Quarter to September 2026, against a year earlier

175.17 0.89 +0.51%
Market cap
$4.3B
P/E
11.3×
Fwd P/E
11.0×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Enova International, Inc. (ENVA) Revenue growth

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Enova International, Inc.'s revenue growth over the twelve months to 30 September 2026 was 20.1%, up 1.5 percentage points from fiscal 2025 (18.6%). Over the past ten years it has ranged from −19.4% (fiscal 2015) to 43.7% (fiscal 2022); the current reading is higher than 55% of that period. That is above the Credit Services industry median of 4.49% and above the Financial sector median of 7.33%.

Revenue growth, annual

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Annual newest first

Period Revenue growth Change (points)
FY2025 18.6% (6.93)
FY2024 25.5% 3.53
FY2023 22.0% (21.74)
FY2022 43.7% 32.26
FY2021 11.5% 19.21
FY2020 −7.75% (28.53)
FY2019 20.8% (12.66)
FY2018 33.4% 35.68
FY2017 −2.24% (16.49)
FY2016 14.3% 33.67

Quarterly newest first

Period Revenue growth Change (points)
Sep 2026 25.7% 4.15
Jun 2026 21.6% 4.20
Mar 2026 17.4% 2.32
Dec 2025 15.1% (1.28)
43 more quarters

Against its own ten years

Low −19.4% High 43.7%
Ten-year median 18.6%
Current reading's percentile 55

Revenue growth against peers

Company Revenue growth
SEZL Sezzle Inc. compare 38.9%
KLAR Klarna Group plc compare 34.2%
FCFS FirstCash Holdings, Inc. compare 22.9%
ENVA Enova International, Inc. 20.1%
OMF OneMain Holdings, Inc. compare 7.88%
BFH Bread Financial Holdings, Inc. compare 2.29%
CACC Credit Acceptance Corporation compare 1.68%
SLM SLM Corporation compare −5.69%
NNI Nelnet, Inc. compare −6.25%
Credit Services industry median 4.49%
Financial sector median 7.33%
Market median 7.58%

What Revenue growth is

Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.

(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|

The full definition of Revenue growth →

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