stockrowBread Financial Holdings, Inc.
Bread Financial Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, down 1.90% from fiscal 2024.
- Revenue
- +2.96%
- EPS
- −1.26%
- Free cash flow
- +0.17%
- Total debt
- −17.2%
Quarter to September 2026, against a year earlier
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Bread Financial Holdings, Inc. (BFH) Revenue growth
Bread Financial Holdings, Inc.'s revenue growth over the twelve months to 30 September 2026 was 2.29%, up 4.2 percentage points from fiscal 2025 (−1.90%). Over the past ten years it has ranged from −23.3% (fiscal 2017) to 21.4% (fiscal 2015); the current reading is higher than 55% of that period. That is below the Credit Services industry median of 4.49% and below the Financial sector median of 7.33%.
Revenue growth, annual
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Annual newest first
| Period | Revenue growth | Change (points) |
|---|---|---|
| FY2025 | −1.90% | 1.16 |
| FY2024 | −3.06% | (17.13) |
| FY2023 | 14.1% | (4.70) |
| FY2022 | 18.8% | 22.77 |
| FY2021 | −4.00% | 15.01 |
| FY2020 | −19.0% | (1.74) |
| FY2019 | −17.3% | (20.78) |
| FY2018 | 3.51% | 26.81 |
| FY2017 | −23.3% | (34.15) |
| FY2016 | 10.9% | (10.59) |
Quarterly newest first
| Period | Revenue growth | Change (points) |
|---|---|---|
| Sep 2026 | 2.96% | (0.43) |
| Jun 2026 | 3.39% | 2.05 |
| Mar 2026 | 1.34% | (0.13) |
| Dec 2025 | 1.47% | 4.59 |
| 43 more quarters | Free account |
Against its own ten years
Revenue growth against peers
| Company | Revenue growth |
|---|---|
| SEZL Sezzle Inc. compare | 38.9% |
| ENVA Enova International, Inc. compare | 20.1% |
| UPST Upstart Holdings, Inc. compare | 8.73% |
| OMF OneMain Holdings, Inc. compare | 7.88% |
| AGM Federal Agricultural Mortgage Corporation compare | 7.27% |
| BFH Bread Financial Holdings, Inc. | 2.29% |
| CACC Credit Acceptance Corporation compare | 1.68% |
| SLM SLM Corporation compare | −5.69% |
| NNI Nelnet, Inc. compare | −6.25% |
| Credit Services industry median | 4.49% |
| Financial sector median | 7.33% |
| Market median | 7.58% |
What Revenue growth is
Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.
(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|
More on BFH
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
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- Current ratio
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- Piotroski F-score
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