stockrowBread Financial Holdings, Inc.
Bread Financial Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, down 1.90% from fiscal 2024.
- Revenue
- +2.96%
- EPS
- −1.26%
- Free cash flow
- +0.17%
- Total debt
- −17.2%
Quarter to September 2026, against a year earlier
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Bread Financial Holdings, Inc. (BFH) Net income
Bread Financial Holdings, Inc.'s net income for fiscal 2025 was $518.0M, up 87.0% from $277.0M in fiscal 2024. Over the twelve months to 30 September 2026 it was $537.0M. Over the past ten years it has ranged from $214.0M (fiscal 2020) to $963.1M (fiscal 2018); the current reading is higher than 55% of that period. Bread Financial Holdings, Inc. ranks 13th of 53 Credit Services companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $518.0M | 87.00% |
| FY2024 | $277.0M | (61.42%) |
| FY2023 | $718.0M | 221.97% |
| FY2022 | $223.0M | (72.16%) |
| FY2021 | $801.0M | 274.30% |
| FY2020 | $214.0M | (23.02%) |
| FY2019 | $278.0M | (71.13%) |
| FY2018 | $963.1M | 22.11% |
| FY2017 | $788.7M | 52.38% |
| FY2016 | $517.6M | (14.50%) |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | $155.0M | 5.44% |
| Jun 2026 | $147.0M | (18.78%) |
| Mar 2026 | $181.0M | 235.19% |
| Dec 2025 | $54.0M | (71.28%) |
| 43 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| OMF OneMain Holdings, Inc. compare | $767.0M |
| SLM SLM Corporation compare | $567.4M |
| BFH Bread Financial Holdings, Inc. | $537.0M |
| ENVA Enova International, Inc. compare | $382.4M |
| CACC Credit Acceptance Corporation compare | $337.1M |
| AGM Federal Agricultural Mortgage Corporation compare | $229.0M |
| NNI Nelnet, Inc. compare | $195.9M |
| SEZL Sezzle Inc. compare | $182.6M |
| UPST Upstart Holdings, Inc. compare | $42.1M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
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