stockrowEnova International, Inc.
ENVA Financial Credit Services
Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.
- Revenue
- +25.7%
- EPS
- +33.9%
- Free cash flow
- +11.4%
- Total debt
- +30.9%
Quarter to September 2026, against a year earlier
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Enova International, Inc. (ENVA) Net income
Enova International, Inc.'s net income for fiscal 2025 was $308.4M, up 47.2% from $209.4M in fiscal 2024. Over the twelve months to 30 September 2026 it was $382.4M. Over the past ten years it has ranged from $29.2M (fiscal 2017) to $377.9M (fiscal 2020); the current reading is higher than 91% of that period. Enova International, Inc. ranks 15th of 53 Credit Services companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $308.4M | 47.24% |
| FY2024 | $209.4M | 19.60% |
| FY2023 | $175.1M | (15.57%) |
| FY2022 | $207.4M | (19.31%) |
| FY2021 | $257.1M | (31.98%) |
| FY2020 | $377.9M | 932.25% |
| FY2019 | $36.6M | (47.77%) |
| FY2018 | $70.1M | 139.73% |
| FY2017 | $29.2M | (15.50%) |
| FY2016 | $34.6M | (21.34%) |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | $107.3M | 2.14% |
| Jun 2026 | $105.1M | 15.32% |
| Mar 2026 | $91.1M | 15.34% |
| Dec 2025 | $79.0M | (1.66%) |
| 43 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| OMF OneMain Holdings, Inc. compare | $767.0M |
| SLM SLM Corporation compare | $567.4M |
| BFH Bread Financial Holdings, Inc. compare | $537.0M |
| FCFS FirstCash Holdings, Inc. compare | $406.5M |
| ENVA Enova International, Inc. | $382.4M |
| CACC Credit Acceptance Corporation compare | $337.1M |
| NNI Nelnet, Inc. compare | $195.9M |
| SEZL Sezzle Inc. compare | $182.6M |
| KLAR Klarna Group plc compare | −$61.0M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
More on ENVA
- Revenue
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement