Sunday 11 October 2026
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Prudential Financial, Inc.
Prudential Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $60.8 billion, down 13.7% from fiscal 2024. In the quarter to June 2026, revenue grew 14.1%, EPS grew 88.6%, free cash flow grew 101.9% and total debt rose 2.97%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years; insiders bought in the last twelve months.
113.09
0.44
−0.39%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | 57.19 | 97.88 | 75.61 | 77.65 | 38.62 | 75.71 | 85.46 | 75.37 | 100.60 | 90.38 |
Analyst estimates 2026–2028 Powerpack |
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| High | 108.29 | 118.17 | 127.14 | 106.40 | 97.24 | 115.52 | 124.22 | 107.31 | 130.55 | 123.88 | |||||
| People | |||||||||||||||
| People | Employees | 49,739 | 49,705 | 50,492 | 51,511 | 41,671 | 40,916 | 39,854 | 40,658 | 38,196 | 36,824 | ||||
| Revenue/emp, $m | 1.18 | 1.20 | 1.25 | 1.26 | 1.37 | 1.74 | 1.43 | 1.33 | 1.84 | 1.65 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | 58,779 | 59,689 | 62,992 | 64,807 | 57,033 | 71,247 | 56,881 | 53,979 | 70,405 | 60,774 | ||||
| Gross margin, % | 32.94 | 33.48 | 30.25 | 32.15 | 27.72 | 37.83 | 24.04 | 33.34 | 25.57 | 31.93 | |||||
| EBT | 5,705 | 6,487 | 4,834 | 5,085 | (323) | 10,835 | (1,892) | 3,072 | 3,209 | 4,656 | |||||
| EBT margin, % | 9.71 | 10.87 | 7.67 | 7.85 | (0.57) | 15.21 | (3.33) | 5.69 | 4.56 | 7.66 | |||||
| Net income | 4,419 | 7,974 | 4,088 | 4,238 | (146) | 8,938 | (1,675) | 2,508 | 2,846 | 3,732 | |||||
| Depreciation | 318 | 222 | 161 | 460 | 457 | 1,266 | 1,020 | 107 | 383 | 128 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | 134.14 | 139.79 | 150.84 | 160.10 | 144.10 | 184.01 | 152.78 | 148.50 | 196.94 | 172.75 | ||||
| Earnings | 9.71 | 18.41 | 9.76 | 10.34 | (1.00) | 19.51 | (3.93) | 6.76 | 7.50 | 10.05 | |||||
| Cash flow | 33.95 | 31.52 | 51.88 | 48.48 | 21.14 | 25.34 | 13.85 | 17.91 | 23.78 | 17.83 | |||||
| Capex | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| Free cash flow | 33.95 | 31.52 | 51.88 | 48.48 | 21.14 | 25.34 | 13.85 | 17.91 | 23.78 | 17.83 | |||||
| Book value | 105.18 | 127.66 | 117.41 | 157.41 | 172.33 | 161.69 | 84.74 | 77.33 | 78.84 | 93.20 | |||||
| Shares, m | 438 | 427 | 418 | 405 | 396 | 387 | 372 | 364 | 358 | 352 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | 10.72 | 6.25 | 8.36 | 9.06 | 0.00 | 4.76 | 0.00 | 15.61 | 15.87 | 11.22 | ||||
| P/S | 0.78 | 0.83 | 0.54 | 0.59 | 0.54 | 0.59 | 0.65 | 0.70 | 0.60 | 0.65 | |||||
| P/B | 1.00 | 0.90 | 0.69 | 0.60 | 0.45 | 0.67 | 1.17 | 1.35 | 1.50 | 1.21 | |||||
| EV/Sales | 0.87 | 0.89 | 0.61 | 0.65 | 0.66 | 0.68 | 0.71 | 0.71 | 0.63 | 0.66 | |||||
| EV/FCF | 3.43 | 3.96 | 1.78 | 2.15 | 4.52 | 4.93 | 7.85 | 5.85 | 5.18 | 6.43 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | 14,876 | 13,460 | 21,664 | 19,625 | 8,368 | 9,812 | 5,158 | 6,510 | 8,502 | 6,271 | ||||
| Capex | — | — | — | — | — | — | — | — | — | — | |||||
| Free cash flow | 14,876 | 13,460 | 21,664 | 19,625 | 8,368 | 9,812 | 5,158 | 6,510 | 8,502 | 6,271 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | (373,119) | (392,396) | (411,282) | (431,243) | (455,249) | (401,251) | (367,661) | (389,916) | (397,026) | (414,719) | ||||
| Total debt | 19,174 | 18,552 | 19,829 | 20,579 | 20,643 | 19,344 | 20,683 | 19,500 | 20,140 | 20,299 | |||||
| Net debt | 5,047 | 4,062 | 4,476 | 4,252 | 6,942 | 6,456 | 3,432 | 81 | 1,643 | 587 | |||||
| Shareholders’ equity | 46,088 | 54,511 | 49,031 | 63,719 | 68,210 | 62,608 | 31,548 | 28,110 | 28,187 | 32,787 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | 0.57 | 0.97 | 0.49 | 0.49 | (0.04) | 0.94 | (0.20) | 0.35 | 0.37 | 0.47 | ||||
| ROIC | 6.97 | 6.92 | 5.65 | 4.68 | (0.27) | 9.81 | (3.38) | 6.81 | 6.72 | 8.72 | |||||
| ROE | 9.93 | 15.63 | 7.87 | 7.43 | (0.57) | 13.56 | (3.50) | 8.34 | 9.69 | 11.73 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
Prudential Financial, Inc. vs peers in Insurance Life (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| MET MetLife, Inc. | $62.6B | 18.8× | 9.8× | +10.46% (above 0%: growing) | +5.83% (above 0%: growing) | +1.87% (above 0%: growing) | 25.57% | 5.40% | Compare |
| AFL Aflac Incorporated | $57.6B | 12.2× | 16.3× | −1.03% (below 0%: shrinking) | +46.43% (above 0%: growing) | −71.93% (below 0%: shrinking) | 49.21% | 25.72% | Compare |
| PRU Prudential Financial, Inc. | $39.2B | 10.2× | 9.3× | +14.10% (above 0%: growing) | +88.59% (above 0%: growing) | +101.89% (above 0%: growing) | 34.85% | 7.52% | |
| PUK Prudential Public Limited Company | $29.3B | 16.6× | — | −52.23% (below 0%: shrinking) | +122.99% (above 0%: growing) | −99.72% (below 0%: shrinking) | 0.00% | 0.00% | Compare |
| UNM Unum Group | $14.7B | 21.4× | 11.8× | +0.26% (above 0%: growing) | −16.58% (below 0%: shrinking) | +48.17% (above 0%: growing) | 35.37% | 11.36% | Compare |
| GL Globe Life Inc. | $12.8B | 10.7× | 10.3× | +8.00% (above 0%: growing) | +20.06% (above 0%: growing) | +0.88% (above 0%: growing) | 39.24% | 24.44% | Compare |
| JXN Jackson Financial Inc. | $9.0B | 175× | 13.1× | +135.67% (above 0%: growing) | +292.31% (above 0%: growing) | +57.63% (above 0%: growing) | (630.95%) | 411.90% | Compare |
| PRI Primerica, Inc. | $8.5B | 11.0× | 10.9× | +9.04% (above 0%: growing) | +19.41% (above 0%: growing) | +5.06% (above 0%: growing) | 82.88% | 30.52% | Compare |
| LNC Lincoln National Corporation | $7.9B | 3.4× | 7.0× | +12.31% (above 0%: growing) | +76.55% (above 0%: growing) | −155.08% (below 0%: shrinking) | 37.98% | 37.98% | Compare |
| Median of peers | $13.7B | 14.4× | 10.9× | +8.52% | +33.25% | +1.38% | 36.68% | 25.08% |
PRU metrics, ten years each
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
Prudential Financial, Inc. (PRU) key facts
- Concern: Prudential Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $60.8 billion, down 13.7% from fiscal 2024.
- Prudential Financial, Inc. (PRU) is an Insurance Life company in the Financial sector, listed on the New York Stock Exchange.
- As of October 9, 2026, PRU traded at $113.09, a market capitalization of $39.2 billion.
- Prudential Financial, Inc. pays an annual dividend of $5.55 per share, a yield of 4.91%, with a payout ratio of 50.3%.
- Return on equity was 11.7% and debt-to-equity 0.65.
- Its Piotroski F-score is 8 out of 9 for fiscal 2025.