| Nov 25 | Feb 26 | May 26 | Aug 26 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Buy | — | — | — | — | 3 | — | — | — | — | — | — | — |
| Sell | — | 1 | 2 | — | — | — | — | 1 | — | — | 1 | — |
| total | individual payouts | |
|---|---|---|
| 2028 | ‡‡‡‡‡ |
|
| 2027 | ‡‡‡‡‡ |
|
| 2026 | 5.60 |
—
—
—
|
| 2025 | 5.40 |
—
—
—
—
|
| 2024 | 5.20 |
—
—
—
—
|
| 2023 | 5.00 |
—
—
—
—
|
| 2022 | 4.80 |
—
—
—
—
|
| 2021 | 4.60 |
—
—
—
—
|
| 2020 | 4.40 |
—
—
—
—
|
| 2019 | 4.00 |
—
—
—
—
|
| 2018 | 3.60 |
—
—
—
—
|
| 2017 | 3.00 |
—
—
—
—
|
| 2016 | 2.80 |
—
—
—
—
|
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Cash | 19,419.00 | 18,497.00 | 19,712.00 | 15,162.00 |
| Receivables | 27,311.00 | 37,680.00 | 44,077.00 | 44,218.00 |
| Inventory | — | — | — | — |
| Other | — | — | — | — |
| 46,730.00 | 56,177.00 | 63,789.00 | 59,380.00 |
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Payables | 289,010.00 | 285,996.00 | 285,758.00 | 280,808.00 |
| ST’ Debt | 618.00 | 953.00 | 1,443.00 | 955.00 |
| Other | 147,018.00 | 166,254.00 | 191,307.00 | 202,223.00 |
| 436,646.00 | 453,203.00 | 478,508.00 | 483,986.00 |
| 10y | 5y | 3y | |
| Sales | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Cash Flow | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Earnings | ‡‡‡‡‡ | ‡‡‡ | ‡‡‡ |
| Book Value | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 15,526.00 | 15,661.00 | — | — |
—
|
| ’25 | 13,470.00 | 13,726.00 | 17,888.00 | 15,690.00 |
60,774.00
|
| ’24 | 23,509.00 | 14,883.00 | 19,490.00 | 12,523.00 |
70,405.00
|
| ’23 | 17,045.00 | 13,498.00 | 8,352.00 | 15,084.00 |
53,979.00
|
| ’22 | 11,855.00 | 11,392.00 | 20,201.00 | 13,433.00 |
56,881.00
|
| ’21 | 16,952.00 | 15,917.00 | 21,641.00 | 16,737.00 |
71,247.00
|
| ’20 | 13,464.00 | 12,115.00 | 15,425.00 | 16,029.00 |
57,033.00
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1,008.00 | 2,346.00 | — | — |
—
|
| ’25 | (2,506.00) | 1,162.00 | 4,296.00 | 3,319.00 |
6,271.00
|
| ’24 | 5,221.00 | (146.00) | 1,105.00 | 2,322.00 |
8,502.00
|
| ’23 | 1,343.00 | 1,224.00 | 2,840.00 | 1,103.00 |
6,510.00
|
| ’22 | 1.00 | 1,501.00 | 4,278.00 | (622.00) |
5,158.00
|
| ’21 | (3,297.00) | 4,359.00 | 5,417.00 | 3,333.00 |
9,812.00
|
| ’20 | 14,766.00 | (1,287.00) | (598.00) | (4,513.00) |
8,368.00
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1,008.00 | 2,346.00 | — | — |
—
|
| ’25 | (2,506.00) | 1,162.00 | 4,296.00 | 3,319.00 |
6,271.00
|
| ’24 | 5,221.00 | (146.00) | 1,105.00 | 2,322.00 |
8,502.00
|
| ’23 | 1,343.00 | 1,224.00 | 2,840.00 | 1,103.00 |
6,510.00
|
| ’22 | 1.00 | 1,501.00 | 4,278.00 | (622.00) |
5,158.00
|
| ’21 | (3,297.00) | 4,359.00 | 5,417.00 | 3,333.00 |
9,812.00
|
| ’20 | 14,766.00 | (1,287.00) | (598.00) | (4,513.00) |
8,368.00
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1.68 | 2.80 | — | — |
—
|
| ’25 | 1.96 | 1.48 | 4.01 | 2.55 |
9.99
|
| ’24 | 3.12 | 3.28 | 1.24 | (0.17) |
7.50
|
| ’23 | 3.93 | 1.38 | (2.23) | 3.61 |
6.74
|
| ’22 | (0.10) | (1.53) | (0.78) | (1.53) |
(3.93)
|
| ’21 | 6.98 | 5.40 | 3.90 | 3.13 |
19.51
|
| ’20 | (0.70) | (6.12) | 3.70 | 2.03 |
(1.00)
|
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 85.46 | 75.37 | 100.60 | 90.38 | — | — | — |
Low Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 124.22 | 107.31 | 130.55 | 123.88 | — | — | — |
High Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 39,854 | 40,658 | 38,196 | 36,824 | — | — | — |
Employees
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.43 | 1.33 | 1.84 | 1.65 | — | — | — |
Revenue/Emp
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 56,881.00 | 53,979.00 | 70,405.00 | 60,774.00 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Revenue
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 24.04% | 33.34% | 25.57% | 31.93% | — | — | — |
Gross Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (1,892.00) | 3,072.00 | 3,209.00 | 4,656.00 | — | — | — |
EBT
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (3.33%) | 5.69% | 4.56% | 7.66% | ‡‡‡ | ‡‡‡ | ‡‡‡ |
EBT Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (1,675.00) | 2,508.00 | 2,846.00 | 3,732.00 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Net Income
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1,020.00 | 107.00 | 383.00 | 128.00 | — | — | — |
Depreciation
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 152.78 | 148.50 | 196.94 | 172.75 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Revenue/Sh
|
| ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | (3.93) | 6.76 | 7.50 | 10.05 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ |
Earnings/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 13.85 | 17.91 | 23.78 | 17.83 | ‡‡‡‡ | — | — |
Cash Flow/Sh
|
| ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | 0.00 | 0.00 | 0.00 | 0.00 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
Capex/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 13.85 | 17.91 | 23.78 | 17.83 | — | — | — |
Free CF/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 84.74 | 77.33 | 78.84 | 93.20 | ‡‡‡‡ | — | — |
Book Value/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 372.30 | 363.50 | 357.50 | 351.80 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Shares
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡ | ‡‡‡‡‡ | 0.00 | 15.61 | 15.87 | 11.22 | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ |
PE Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.65 | 0.70 | 0.60 | 0.65 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
PS Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.17 | 1.35 | 1.50 | 1.21 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
PB Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.71 | 0.71 | 0.63 | 0.66 | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ |
EV/Sales
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 7.85 | 5.85 | 5.18 | 6.43 | — | — | — |
EV/FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5,158.00 | 6,510.00 | 8,502.00 | 6,271.00 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
Op' Cash Flow
|
| — | — | — | — | — | — | — | — | — | — | ‡‡‡‡‡ | — | — |
Capex
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5,158.00 | 6,510.00 | 8,502.00 | 6,271.00 | ‡‡‡‡‡ | — | — |
FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (367,661.00) | (389,916.00) | (397,026.00) | (414,719.00) | — | — | — |
Working Cap'
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 20,683.00 | 19,500.00 | 20,140.00 | 20,299.00 | — | — | — |
Total Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3,432.00 | 81.00 | 1,643.00 | 587.00 | — | — | — |
Net Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 31,548.00 | 28,110.00 | 28,187.00 | 32,787.00 | — | — | — |
Sh' Equity
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (0.20%) | 0.35% | 0.37% | 0.47% | — | — | — |
ROA
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (3.38%) | 6.81% | 6.72% | 8.72% | — | — | — |
ROIC
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (3.50%) | 8.34% | 9.69% | 11.73% | — | — | — |
ROE
|
Prudential Financial (PRU) has endured a rollercoaster decade in the insurance arena, with revenues swinging wildly from a $71.2 billion peak in 2021 to a pandemic-and-bear-market low of $54 billion in 2023—yet 2024 forecasts scream rebound to $70.4 billion, a 30% surge fueled by normalizing rates juicing investment spreads and premium flows. Profitability echoes this resilience: EPS poised to rocket 73% to $13.01 in 2025 from $7.50 levels, pushing ROE toward 12% and signaling mid-teens equity returns if markets cooperate. But here’s the rub—analyst targets whisper just 8% upside on average, with bulls dreaming 23% on annuity tailwinds and bears slashing to -10% amid recession shadows.
Beneath the balance sheet fortress—low net debt at $1.6 billion, free cash flow per share at $23.78 supporting juicy 4-5% dividends—lurks cyclical fragility: equity-heavy portfolios cratered in 2022, BVPS halved since 2020, and efficiency gains mask fintech predators like Lemonade nipping at heels. Stock trades at a dirt-cheap forward P/E of 8x and PS ratios under 1x, undervalued versus peers if rate hikes persist, yet it lags the very fundamentals it’s tethered to.
Insider net selling raises eyebrows amid this “cautious optimism,” while risks like prolonged high rates sparking policy lapses or equity volatility gutting PGIM’s $1.4 trillion AUM loom large. Consensus eyes 10-12% total returns in a higher-for-longer world, but contrarians beware: PRU’s fate hinges on macro stars aligning perfectly—dive deeper to see if this dividend aristocrat is primed for glory or another gut-wrenching dip.
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