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Prudential Financial, Inc.

PRU Financial Insurance Life

Prudential Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $60.8 billion, down 13.7% from fiscal 2024. In the quarter to June 2026, revenue grew 14.1%, EPS grew 88.6%, free cash flow grew 101.9% and total debt rose 2.97%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years; insiders bought in the last twelve months.

113.09 0.44 −0.39%
Market cap
$39.2B
P/E
10.2×
Fwd P/E
9.3×
Dividend yield
4.91%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.17
Total sells 9.15
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — 3 — — — — — — — —
Sell 1 2 — — — — 1 — — 1 — —
Insider Ownership 0.59%

Capital & Financial Ratios $m

Market Cap 39,170.00
Revenue 64,765.00
Net Income 4,066.00
Free Cash Flow 10,969.00
Net Debt 5,456.00
Current Ratio 0.12
Debt/Equity 0.65
P/E ratio 10.18
Fwd P/E 9.25
P/S ratio 0.60
P/B ratio 1.23
Past 5Y EPS Growth —
This Y EPS Growth 0.20%
Next Y EPS Growth 3.12%
Next Y revenue growth (2.30%) (below 0%: weak)
Next 5Y EPS Growth 4.04%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 45.77%
10-year low 10-year high
P/S against its own 10 years 40.69%
10-year low 10-year high
P/B against its own 10 years 77.70%
10-year low 10-year high

Dividends

Payout Ratio 0.50
Annual Dividend Rate 5.55
Annual Dividend Yield 4.91%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 5.60
1.40
1.40
1.40
2025 5.40
1.35
1.35
1.35
1.35
2024 5.20
1.30
1.30
1.30
1.30
2023 5.00
1.25
1.25
1.25
1.25
2022 4.80
1.20
1.20
1.20
1.20
2021 4.60
1.15
1.15
1.15
1.15
2020 4.40
1.10
1.10
1.10
1.10
2019 4.00
1.00
1.00
1.00
1.00
2018 3.60
0.90
0.90
0.90
0.90
2017 3.00
0.75
0.75
0.75
0.75
2016 2.80
0.70
0.70
0.70
0.70
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 19,419 18,497 19,712 15,162
Receivables 27,311 37,680 44,077 44,218
Inventory — — — —
Other — — — —
46,730 56,177 63,789 59,380
2023 2024 2025 Q'26
Payables 289,010 285,996 285,758 280,808
ST’ Debt 618 953 1,443 955
Other 147,018 166,254 191,307 202,223
436,646 453,203 478,508 483,986

Compound Annual Growth %

10y 5y 3y
Sales 0.62% 1.28% 2.23%
Cash Flow (7.68%) (5.61%) 6.73%
Earnings (4.46%) 0.00% 0.00%
Book Value (2.43%) (13.63%) 1.29%

Revenue $m

Mar Jun Sep Dec Year
’26 15,526 15,661 — — —
’25 13,470 13,726 17,888 15,690 60,774
’24 23,509 14,883 19,490 12,523 70,405
’23 17,045 13,498 8,352 15,084 53,979
’22 11,855 11,392 20,201 13,433 56,881
’21 16,952 15,917 21,641 16,737 71,247
’20 13,464 12,115 15,425 16,029 57,033
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 1,008 2,346 — — —
’25 (2,506) 1,162 4,296 3,319 6,271
’24 5,221 (146) 1,105 2,322 8,502
’23 1,343 1,224 2,840 1,103 6,510
’22 1 1,501 4,278 (622) 5,158
’21 (3,297) 4,359 5,417 3,333 9,812
’20 14,766 (1,287) (598) (4,513) 8,368
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 1,008 2,346 — — —
’25 (2,506) 1,162 4,296 3,319 6,271
’24 5,221 (146) 1,105 2,322 8,502
’23 1,343 1,224 2,840 1,103 6,510
’22 1 1,501 4,278 (622) 5,158
’21 (3,297) 4,359 5,417 3,333 9,812
’20 14,766 (1,287) (598) (4,513) 8,368
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.68 2.80 — — —
’25 1.96 1.48 4.01 2.55 9.99
’24 3.12 3.28 1.24 (0.17) 7.50
’23 3.93 1.38 (2.23) 3.61 6.74
’22 (1.35) (2.72) (0.29) (0.15) (3.93)
’21 6.98 5.40 3.90 6.30 19.51
’20 (0.70) (6.12) 3.70 2.03 (1.00)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3.4
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 57.19 97.88 75.61 77.65 38.62 75.71 85.46 75.37 100.60 90.38

Analyst estimates 2026–2028

Powerpack
High 108.29 118.17 127.14 106.40 97.24 115.52 124.22 107.31 130.55 123.88
People
People Employees 49,739 49,705 50,492 51,511 41,671 40,916 39,854 40,658 38,196 36,824
Revenue/emp, $m 1.18 1.20 1.25 1.26 1.37 1.74 1.43 1.33 1.84 1.65
Income, $m
Income, $m Revenue 58,779 59,689 62,992 64,807 57,033 71,247 56,881 53,979 70,405 60,774
Gross margin, % 32.94 33.48 30.25 32.15 27.72 37.83 24.04 33.34 25.57 31.93
EBT 5,705 6,487 4,834 5,085 (323) 10,835 (1,892) 3,072 3,209 4,656
EBT margin, % 9.71 10.87 7.67 7.85 (0.57) 15.21 (3.33) 5.69 4.56 7.66
Net income 4,419 7,974 4,088 4,238 (146) 8,938 (1,675) 2,508 2,846 3,732
Depreciation 318 222 161 460 457 1,266 1,020 107 383 128
Per share, $
Per share, $ Revenue 134.14 139.79 150.84 160.10 144.10 184.01 152.78 148.50 196.94 172.75
Earnings 9.71 18.41 9.76 10.34 (1.00) 19.51 (3.93) 6.76 7.50 10.05
Cash flow 33.95 31.52 51.88 48.48 21.14 25.34 13.85 17.91 23.78 17.83
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 33.95 31.52 51.88 48.48 21.14 25.34 13.85 17.91 23.78 17.83
Book value 105.18 127.66 117.41 157.41 172.33 161.69 84.74 77.33 78.84 93.20
Shares, m 438 427 418 405 396 387 372 364 358 352
Valuation, ×
Valuation, × P/E 10.72 6.25 8.36 9.06 0.00 4.76 0.00 15.61 15.87 11.22
P/S 0.78 0.83 0.54 0.59 0.54 0.59 0.65 0.70 0.60 0.65
P/B 1.00 0.90 0.69 0.60 0.45 0.67 1.17 1.35 1.50 1.21
EV/Sales 0.87 0.89 0.61 0.65 0.66 0.68 0.71 0.71 0.63 0.66
EV/FCF 3.43 3.96 1.78 2.15 4.52 4.93 7.85 5.85 5.18 6.43
Cash, $m
Cash, $m Operating cash flow 14,876 13,460 21,664 19,625 8,368 9,812 5,158 6,510 8,502 6,271
Capex — — — — — — — — — —
Free cash flow 14,876 13,460 21,664 19,625 8,368 9,812 5,158 6,510 8,502 6,271
Balance, $m
Balance, $m Working capital (373,119) (392,396) (411,282) (431,243) (455,249) (401,251) (367,661) (389,916) (397,026) (414,719)
Total debt 19,174 18,552 19,829 20,579 20,643 19,344 20,683 19,500 20,140 20,299
Net debt 5,047 4,062 4,476 4,252 6,942 6,456 3,432 81 1,643 587
Shareholders’ equity 46,088 54,511 49,031 63,719 68,210 62,608 31,548 28,110 28,187 32,787
Returns, %
Returns, % ROA 0.57 0.97 0.49 0.49 (0.04) 0.94 (0.20) 0.35 0.37 0.47
ROIC 6.97 6.92 5.65 4.68 (0.27) 9.81 (3.38) 6.81 6.72 8.72
ROE 9.93 15.63 7.87 7.43 (0.57) 13.56 (3.50) 8.34 9.69 11.73
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Prudential Financial, Inc. vs peers in Insurance Life (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
MET MetLife, Inc. $62.6B 18.8× 9.8× +10.46% (above 0%: growing) +5.83% (above 0%: growing) +1.87% (above 0%: growing) 25.57% 5.40% Compare
AFL Aflac Incorporated $57.6B 12.2× 16.3× −1.03% (below 0%: shrinking) +46.43% (above 0%: growing) −71.93% (below 0%: shrinking) 49.21% 25.72% Compare
PRU Prudential Financial, Inc. $39.2B 10.2× 9.3× +14.10% (above 0%: growing) +88.59% (above 0%: growing) +101.89% (above 0%: growing) 34.85% 7.52%
PUK Prudential Public Limited Company $29.3B 16.6× — −52.23% (below 0%: shrinking) +122.99% (above 0%: growing) −99.72% (below 0%: shrinking) 0.00% 0.00% Compare
UNM Unum Group $14.7B 21.4× 11.8× +0.26% (above 0%: growing) −16.58% (below 0%: shrinking) +48.17% (above 0%: growing) 35.37% 11.36% Compare
GL Globe Life Inc. $12.8B 10.7× 10.3× +8.00% (above 0%: growing) +20.06% (above 0%: growing) +0.88% (above 0%: growing) 39.24% 24.44% Compare
JXN Jackson Financial Inc. $9.0B 175× 13.1× +135.67% (above 0%: growing) +292.31% (above 0%: growing) +57.63% (above 0%: growing) (630.95%) 411.90% Compare
PRI Primerica, Inc. $8.5B 11.0× 10.9× +9.04% (above 0%: growing) +19.41% (above 0%: growing) +5.06% (above 0%: growing) 82.88% 30.52% Compare
LNC Lincoln National Corporation $7.9B 3.4× 7.0× +12.31% (above 0%: growing) +76.55% (above 0%: growing) −155.08% (below 0%: shrinking) 37.98% 37.98% Compare
Median of peers $13.7B 14.4× 10.9× +8.52% +33.25% +1.38% 36.68% 25.08%

All 17 Insurance Life stocks →

PRU metrics, ten years each

Prudential Financial, Inc. (PRU) key facts

  • Concern: Prudential Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $60.8 billion, down 13.7% from fiscal 2024.
  • Prudential Financial, Inc. (PRU) is an Insurance Life company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 9, 2026, PRU traded at $113.09, a market capitalization of $39.2 billion.
  • Prudential Financial, Inc. pays an annual dividend of $5.55 per share, a yield of 4.91%, with a payout ratio of 50.3%.
  • Return on equity was 11.7% and debt-to-equity 0.65.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Prudential Financial, Inc. (PRU) Latest News

stockrow.com/PRU · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com