Prudential Financial, Inc.

PRU Financial Insurance Life

Prudential Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $60.8 billion, down 13.7% from fiscal 2024.

Revenue
+14.1%
EPS
+88.6%
Free cash flow
+101.9%
Total debt
+2.97%

Quarter to June 2026, against a year earlier

116.45 0.42 −0.36%
Market cap
$40.3B
P/E
10.5×
Fwd P/E
10.7×
Dividend yield
4.76%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Prudential Financial, Inc. (PRU) Earnings & Analysis

Updated · Covers results through Q2 FY2026 · How this is made

Latest quarter

Prudential Financial’s filing reports Q2 FY2026 revenue of $15.7 billion, compared with $13.7 billion in Q2 FY2025, a 14.1% increase. The consensus comparison reports revenue of $14.2 billion against consensus revenue of $14.2 billion, or 0.02% above the consensus. The consensus comparison also reports adjusted EPS of $4.08, compared with consensus adjusted EPS of $3.47, or 17.6% above the consensus; the filing reports diluted EPS of $2.80, compared with $1.48 a year earlier.

The filing attributes the revenue increase primarily to favorable changes in other income, including equity securities and assets supporting experience-rated contractholder liabilities. It reports that PGIM, Group Insurance, Individual Life, International Businesses and Closed Block Division results increased from a year earlier, while Retirement and U.S. Legacy Products results decreased. Prudential Financial reported gross margin of 34.9%, versus 30.2%, and operating margin of 7.52%, versus 5.39%. The filing reports free cash flow of $2.3 billion, compared with $1.2 billion in Q2 FY2025.

Q2 FY2026 Q2 FY2025 Change
Revenue $15.7 billion $13.7 billion 14.1%
Diluted EPS $2.80 $1.48 89.2%
Gross margin 34.9% 30.2% 4.6 percentage points
Operating margin 7.52% 5.39% 2.1 percentage points
Free cash flow $2.3 billion $1.2 billion 101.9%
Against the consensus Reported Consensus Result
Adjusted EPS $4.08 $3.47 Beat by 17.6%
Revenue $14.2 billion $14.2 billion In line

Adjusted EPS is the figure the consensus estimates, not the GAAP EPS above.

What management said on the call

No latest Prudential Financial earnings call is available, so no call commentary, analyst questions or management answers are available for this section.

Guidance

Prudential Financial’s management guidance is not available. The company’s current guidance, changes from prior guidance and any outlook it stopped giving are therefore not available.