Prudential Public Limited Company

PUK Financial Insurance Life

Prudential Public Limited Company’s revenue for fiscal 2025 (year ended December 2025) was $11.1 billion, up 6.97% from fiscal 2024.

24.70 0.31 +1.27%
Market cap
$29.8B
P/E
17.1×
Fwd P/E
—
Dividend yield
2.25%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 10.22%

Capital & Financial Ratios $m

Size
Market Cap 29,790.00
Revenue ttm 13,092.90
Net income ttm 11,253.00
Free cash flow ttm 6,584.00
Net debt Q (456.00)
Valuation
P/E 17.10
Forward P/E —
Price / sales 0.00
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.00
Financial health
Current ratio Q 0.03
Debt / equity Q 0.26
Interest coverage Q —
Growth
Revenue growth Q −52.23% (below 0%: shrinking)
Operating income growth Q —
EPS, this year +14.17%
EPS, next year A +21.29% (at or above 15%: strong)
Revenue, next year A —
EPS, past 5 yrs +13.50%
EPS, next 5 yrs A +15.49% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 52.99%
10-year low 10-year high

Dividends raised 5 years running

Yield
2.25%
Annual rate
0.56
Payout ratio
—
Growth, 2017–26
−7.76%/yr
  1. 1.15 ’17
  2. 1.24 ’18 +8%
  3. 1.23 ’19 −1%
  4. 0.61 ’20 −50%
  5. 0.31 ’21 −49%
  6. 0.35 ’22 +13%
  7. 0.39 ’23 +10%
  8. 0.42 ’24 +9%
  9. 0.48 ’25 +14%
  10. 0.56 ’26 +16%
paid

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 4,751 5,772 7,706 5,889
Receivables — — — —
Inventory — — — —
Other — — — —
4,751 5,772 7,706 5,889
2023 2024 2025 Q'26
Payables 139,840 147,566 174,498 185,185
ST’ Debt 941 797 831 985
Other — — — —
144,816 151,211 178,060 189,838

Compound Annual Growth %

10y 5y 3y
Sales (15.97%) (21.10%) 9.03%
Cash Flow (4.48%) (2.45%) 31.48%
Earnings 0.09% 13.44% 0.00%
Book Value 0.76% (0.70%) 8.12%

EPS $

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 3.07
’24 — — — — 1.68
’23 — — — — 1.24
’22 — — — — (0.73)
’21 — — — — (1.55)
’20 — — — — 1.63
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 11,080
’24 — — — — 10,358
’23 — — — — 9,371
’22 — — — — 8,549
’21 — — — — 26,500
’20 — — — — 36,247
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 2,450
’24 — — — — 3,609
’23 — — — — 832
’22 — — — — 1,078
’21 — — — — 278
’20 — — — — 2,773
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — 6 — — —
’25 — 720 — 2,350 2,350
’24 — 2,146 — 3,508 3,508
’23 — 1,249 — 790 790
’22 — 1,702 — 1,044 1,044
’21 — 1,209 — 242 242
’20 — 2,066 — 1,913 2,722
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 97,367 111,561 35,845 93,736 36,247 26,500 8,549 9,371 10,358 11,080 13,093 (21.5%) — — — —
Gross margin, % 17.37 16.21 34.65 10.49 21.13 28.64 26.69 24.10 25.05 25.60 0.00 +8.2 pt
EBT 3,083 5,117 3,450 1,922 2,908 2,676 (643) 2,097 2,953 4,941 4,159 +5.4%
EBT margin, % 3.17 4.59 9.62 2.05 8.02 10.10 (7.52) 22.38 28.51 44.59 31.77 +41.4 pt
Net income 4,353 5,117 3,557 2,287 3,179 3,018 (519) 2,272 3,239 5,121 11,253 +1.8%
Per share, $
Per share, $ Revenue 76.07 86.92 27.84 72.47 27.91 20.17 6.25 6.84 7.62 8.59 0.00 (21.5%)
Earnings 2.03 3.31 3.08 0.61 1.63 (1.55) (0.73) 1.24 1.68 3.08 1.44 +4.7%
Cash flow 2.33 1.63 2.61 (0.06) 2.14 0.21 0.79 0.61 2.66 1.90 0.00 (2.2%)
Capex (0.26) (0.13) (0.10) (0.05) (0.04) (0.03) (0.02) (0.03) (0.07) (0.08) 0.00 (12.6%)
Free cash flow 2.07 1.49 2.50 (0.11) 2.10 0.18 0.76 0.58 2.58 1.82 0.00 (1.4%)
Book value 15.53 16.16 17.08 15.21 17.03 13.14 12.35 13.13 13.75 16.56 0.00 +0.7%
Shares, m 1,280 1,284 1,288 1,294 1,299 1,314 1,368 1,370 1,359 1,290 — +0.1%
Valuation, ×
Valuation, × P/E 4.85 6.47 43.17 34.86 29.65 2,179.11 0.00 15.00 11.04 21.55 17.10 234.6
P/S 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
P/B 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
EV/Sales 0.00 0.00 0.00 0.00 0.01 0.00 (0.02) 0.01 (0.08) (0.18) — 0.0
EV/FCF 0.05 0.17 0.25 3.31 0.40 (0.03) (0.10) 0.03 (0.14) (0.28) — 0.4
Cash, $m
Cash, $m Operating cash flow 2,983 2,088 3,355 (72) 2,773 278 1,078 832 3,609 2,450 6,852 (2.2%)
Capex (333) (173) (134) (64) (51) (36) (34) (42) (101) (100) (268) (12.5%)
Free cash flow 2,650 1,915 3,221 (136) 2,722 242 1,044 790 3,508 2,350 6,584 (1.3%)
Balance, $m
Balance, $m Working capital (438,930) (434,550) (401,794) (390,311) (446,721) (152,429) (124,409) (140,065) (145,439) (170,354) (183,949) (10.0%)
Net debt 541 1,414 608 1,274 1,059 (182) (438) 123 (1,050) (2,416) (456) n/m
Shareholders’ equity 19,878 20,742 21,991 19,669 22,119 17,264 16,898 17,983 18,674 21,360 20,623 +0.8%
Returns, %
Returns, % ROA 0.42 0.67 0.63 0.14 0.44 (0.57) (0.56) 1.02 1.28 2.02 0.00 +1.6 pt
ROIC 15.05 14.05 10.76 7.60 8.11 11.08 (103.04) 40.82 28.79 62.08 0.00 +47.0 pt
ROE 13.12 20.92 18.81 3.76 10.14 (10.37) (5.90) 9.75 12.47 19.87 0.00 +6.7 pt
People
People Employees 26,267 27,151 28,206 24,676 17,256 17,143 14,196 15,030 15,412 15,338 — (5.8%)
Revenue/emp, $m 3.71 4.11 1.27 3.80 2.10 1.55 0.60 0.62 0.67 0.72 — (16.6%)
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · fundamentals updated 26 Oct 2026

Prudential Public Limited Company vs peers in Insurance Life (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
MET MetLife, Inc. $64.1B 19.2× 12.7× +10.46% (above 0%: growing) +5.83% (above 0%: growing) +1.87% (above 0%: growing) 25.57% 5.40% Compare
AFL Aflac Incorporated $61.9B 13.2× 17.4× −1.03% (below 0%: shrinking) +46.43% (above 0%: growing) −71.93% (below 0%: shrinking) 49.21% 25.72% Compare
PRU Prudential Financial, Inc. $40.3B 10.5× 10.7× +14.10% (above 0%: growing) +88.59% (above 0%: growing) +101.89% (above 0%: growing) 34.85% 7.52% Compare
PUK Prudential Public Limited Company $29.8B 17.1× — −52.23% (below 0%: shrinking) +122.99% (above 0%: growing) −99.72% (below 0%: shrinking) 0.00% 0.00%
UNM Unum Group $14.5B 21.3× 12.9× +0.26% (above 0%: growing) −16.58% (below 0%: shrinking) +48.17% (above 0%: growing) 35.37% 11.36% Compare
GL Globe Life Inc. $12.3B 10.4× 10.5× +8.00% (above 0%: growing) +20.06% (above 0%: growing) +0.88% (above 0%: growing) 39.24% 24.44% Compare
JXN Jackson Financial Inc. $9.2B 182× 11.7× +135.67% (above 0%: growing) +292.31% (above 0%: growing) +57.63% (above 0%: growing) (630.95%) 411.90% Compare
PRI Primerica, Inc. $8.7B 11.3× 11.1× +9.04% (above 0%: growing) +19.41% (above 0%: growing) +5.06% (above 0%: growing) 82.88% 30.52% Compare
LNC Lincoln National Corporation $7.9B 3.5× 4.5× +12.31% (above 0%: growing) +76.55% (above 0%: growing) −155.08% (below 0%: shrinking) 37.98% 37.98% Compare
Median of peers $13.4B 12.3× 11.4× +9.75% +33.25% +3.47% 36.68% 25.08%

All 17 Insurance Life stocks →

Prudential Public Limited Company (PUK) Latest News

16 Oct

16 Sep

Impact 4 · · MarketBeat

26 Aug

Impact 3 · · MarketBeat transcript

23 Apr

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Impact 4 · · MarketBeat
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Impact 4 · · StockStory
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Impact 3 · · ZacksSimply Wall St.

1 Jan

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15 Dec

Impact 3 · · MT NewswiresMT NewswiresMT NewswiresMT NewswiresMT NewswiresMT Newswires

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stockrow.com/PUK · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com