Jackson Financial Inc. (JXN) vs Prudential Financial, Inc. (PRU)

Jackson Financial Inc. and Prudential Financial, Inc. are both Insurance Life companies. Prudential Financial, Inc. is the larger, with a market value of $40.1B against $8.9B — 4.5× the size. Prudential Financial, Inc. trades at the lower P/E: 10.4× against 176×. Jackson Financial Inc. grew revenue faster over the last twelve months: 15.1% against 9.38%. Prudential Financial, Inc. has the higher net margin (6.05% vs 0.91%) and the higher return on invested capital (8.20% vs −0.13%). Both pay a dividend; Prudential Financial, Inc. yields more (4.79% vs 2.68%). Across the 20 metrics below, Prudential Financial, Inc. leads on 12 and Jackson Financial Inc. on 8.

Valuation

Metric JXN PRU Insurance Life median
P/E 176.46 10.43 12.80
P/S 1.42 0.62 0.76
P/B 0.92 1.26 1.09
Price to free cash flow 1.56 3.66 7.67
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 0.57% 9.59% 7.81%
Free cash flow yield 64.23% 27.32% 11.89%

Profitability

Metric JXN PRU Insurance Life median
Gross margin 22.15% 32.44% 32.44%
Operating margin 1.25% 7.58% 11.31%
Net margin 0.91% 6.05% 6.61%
Free cash flow margin 90.90% 16.94% 15.04%
Return on equity 0.59% 12.47% 8.67%
Return on assets 0.02% 0.51% 0.67%
Return on invested capital (0.13%) 8.20% 8.20%

Growth

Metric JXN PRU Insurance Life median
Revenue growth (TTM) 15.09% 9.38% 7.91%
EPS growth (last fiscal year) (102.04%) 33.20% (20.59%)
Revenue growth, 5-year CAGR 13.51% 1.28% 1.08%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric JXN PRU Insurance Life median
Debt to equity 0.50 0.65 0.48
Current ratio 0.25 0.12 0.21
Net debt to EBITDA 20.68 0.12 0.12

Dividend

Metric JXN PRU Insurance Life median
Dividend yield 2.68% 4.79% 2.17%
Payout ratio 4.93 0.50 0.26

Size

Metric JXN PRU Insurance Life median
Market cap 8.91b 40.14b 7.66b

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