Prudential Financial, Inc. (PRU) vs Prudential Public Limited Company (PUK)

Prudential Financial, Inc. and Prudential Public Limited Company are both Insurance Life companies. Prudential Financial, Inc. is the larger, with a market value of $41.0B against $31.2B — 1.3× the size. Prudential Financial, Inc. trades at the lower P/E: 10.8× against 17.5×. Prudential Financial, Inc. grew revenue faster over the last twelve months: 9.38% against −88.6%. Prudential Public Limited Company has the higher net margin (30.1% vs 6.05%) and the lower return on invested capital (0.00% vs 8.20%). Both pay a dividend; Prudential Financial, Inc. yields more (4.76% vs 1.87%). Across the 19 metrics below, Prudential Financial, Inc. leads on 13 and Prudential Public Limited Company on 6.

Valuation

Metric PRU PUK Insurance Life median
P/E 10.75 17.49 12.15
P/S 0.64 n/m 0.75
P/B 1.30 n/m 1.12
Price to free cash flow 3.77 n/m 7.78
EV/EBITDA 9.87 n/m 8.42
EV/Sales 0.72 (0.03) 0.80
Earnings yield 9.30% 5.72% 8.23%
Free cash flow yield 26.51% 0.00% 11.12%

Profitability

Metric PRU PUK Insurance Life median
Gross margin 32.44% 0.00% 32.44%
Operating margin 7.58% 0.00% 11.31%
Net margin 6.05% 30.05% 6.61%
Free cash flow margin 16.94% 0.00% 15.04%
Return on equity 12.47% 0.00% 8.67%
Return on assets 0.51% 0.00% 0.67%
Return on invested capital 8.20% 0.00% 8.20%

Growth

Metric PRU PUK Insurance Life median
Revenue growth (TTM) 9.38% (88.60%) 7.91%
EPS growth (last fiscal year) 33.20% 82.74% —
Revenue growth, 5-year CAGR 1.28% (21.10%) 1.08%
Net income growth, 5-year CAGR 0.00% 13.44% 0.00%

Health

Metric PRU PUK Insurance Life median
Debt to equity 0.65 0.26 0.48
Current ratio 0.12 0.03 0.21
Net debt to EBITDA 0.12 (0.13) 0.12

Dividend

Metric PRU PUK Insurance Life median
Dividend yield 4.76% 1.87% 2.41%
Payout ratio 0.90 0.15 0.17

Size

Metric PRU PUK Insurance Life median
Market cap 40.97b 31.16b 7.92b

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