stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Gross margin
Mechanics Bancorp's gross margin over the twelve months to 30 June 2026 was 78.1%, down 0.0 percentage points from fiscal 2025 (78.2%). Over the past ten years it has ranged from 47.3% (fiscal 2023) to 96.2% (fiscal 2015); the current reading is higher than 36% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 78.2% | 14.45 |
| FY2024 | 63.7% | 16.45 |
| FY2023 | 47.3% | (32.80) |
| FY2022 | 80.1% | (15.22) |
| FY2021 | 95.3% | 6.07 |
| FY2020 | 89.2% | 14.26 |
| FY2019 | 74.9% | (3.71) |
| FY2018 | 78.7% | (6.53) |
| FY2017 | 85.2% | (9.63) |
| FY2016 | 94.8% | (1.43) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 76.8% | 0.70 |
| Mar 2026 | 76.1% | (1.84) |
| Dec 2025 | 77.9% | (3.26) |
| Sep 2025 | 81.2% | 5.46 |
| 42 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| PRK Park National Corporation compare | 84.7% |
| CBU Community Financial System, Inc. compare | 82.8% |
| TOWN Towne Bank compare | 79.3% |
| FIBK First Interstate BancSystem, Inc. compare | 79.0% |
| MCHB Mechanics Bancorp | 78.1% |
| FFBC First Financial Bancorp. compare | 74.0% |
| SBCF Seacoast Banking Corporation of Florida compare | 71.8% |
| SFNC Simmons First National Corporation compare | 69.9% |
| BKU BankUnited, Inc. compare | 61.8% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement