Mechanics Bancorp

MCHB Financial Banks Regional

Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.

Revenue
+32.3%
EPS
+18.9%
Free cash flow
−31.4%
Total debt
−89.8%

Quarter to June 2026, against a year earlier

14.63 0.40 −2.66%
Market cap
$3.4B
P/E
11.9×
Fwd P/E
16.4×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue
1,034.67 596.60 441.66 355.86 364.27 401.38 352.04 288.00 254.92 568.69
Revenue Growth
73.43% 35.08% 24.11% (2.31%) (9.24%) 14.01% 22.24% 12.98% (55.17%) 27.41%
Gross Profit
808.62 380.05 208.67 284.88 347.03 358.03 263.82 226.50 217.14 539.20
Operating Income
392.91 35.70 (32.76) 84.66 146.69 101.89 48.71 28.26 25.77 90.78
EBT
319.55 35.70 (32.76) 84.66 146.69 101.89 48.71 28.26 25.77 90.78
Income after Tax
265.74 29.00 (27.51) 66.54 115.42 79.99 40.72 26.22 42.67 58.15
Net Income Common
265.74 (144.34) (27.51) 66.54 115.42 79.99 17.51 40.03 68.95 58.15
EPS (Diluted)
1.22 (7.65) (1.46) 3.49 5.46 3.47 0.65 1.47 2.54 2.34
Shares (Diluted, Weighted)
208.73 18.86 18.78 19.04 21.14 23.08 25.77 27.17 27.09 24.84
Gross Margin
78.15% 63.70% 47.25% 80.05% 95.27% 89.20% 74.94% 78.65% 85.18% 94.81%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Profit Margin
25.68% (24.19%) (6.23%) 18.70% 31.69% 19.93% 4.97% 13.90% 27.05% 10.23%
Free Cash Flow Margin
19.45% 48.74% 0.95% 59.45% 46.69% (11.84%) 72.88% 96.22% 45.67% (12.11%)
Other line items

Show all line items

In millions of $ except per-share values · columns are period end dates · fundamentals updated 26 Oct 2026