Mechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Return on equity
Mechanics Bancorp's return on equity over the twelve months to 30 June 2026 was 17.6%, up 7.3 percentage points from fiscal 2025 (10.3%). Over the past ten years it has ranged from −10.2% (fiscal 2024) to 16.1% (fiscal 2021); the current reading is higher than 45% of that period. That is above the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 10.3% | 20.45 |
| FY2024 | −10.2% | (5.16) |
| FY2023 | −5.00% | (15.42) |
| FY2022 | 10.4% | (5.69) |
| FY2021 | 16.1% | 4.66 |
| FY2020 | 11.5% | 8.98 |
| FY2019 | 2.47% | (3.07) |
| FY2018 | 5.54% | (4.80) |
| FY2017 | 10.3% | (0.29) |
| FY2016 | 10.6% | (0.14) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| MCHB Mechanics Bancorp | 17.6% |
| PRK Park National Corporation compare | 13.1% |
| TOWN Towne Bank compare | 12.2% |
| FFBC First Financial Bancorp. compare | 10.7% |
| FIBK First Interstate BancSystem, Inc. compare | 9.54% |
| BKU BankUnited, Inc. compare | 9.19% |
| SFNC Simmons First National Corporation compare | 7.77% |
| SBCF Seacoast Banking Corporation of Florida compare | 6.86% |
| CBU Community Financial System, Inc. compare | 0.00% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement