Mechanics Bancorp

MCHB Financial Banks Regional

Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.

Revenue
+32.3%
EPS
+18.9%
Free cash flow
−31.4%
Total debt
−89.8%

Quarter to June 2026, against a year earlier

14.63 0.40 −2.66%
Market cap
$3.4B
P/E
11.9×
Fwd P/E
16.4×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Mechanics Bancorp (MCHB) Return on equity

Alert me on Return on equity

Mechanics Bancorp's return on equity over the twelve months to 30 June 2026 was 17.6%, up 7.3 percentage points from fiscal 2025 (10.3%). Over the past ten years it has ranged from −10.2% (fiscal 2024) to 16.1% (fiscal 2021); the current reading is higher than 45% of that period. That is above the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.

Return on equity, annual

Embed this chart

Annual newest first

Period Return on equity Change (points)
FY2025 10.3% 20.45
FY2024 −10.2% (5.16)
FY2023 −5.00% (15.42)
FY2022 10.4% (5.69)
FY2021 16.1% 4.66
FY2020 11.5% 8.98
FY2019 2.47% (3.07)
FY2018 5.54% (4.80)
FY2017 10.3% (0.29)
FY2016 10.6% (0.14)

Against its own ten years

Low −10.2% High 16.1%
Ten-year median 10.3%
Current reading's percentile 45

Return on equity against peers

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

More on MCHB