stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Free cash flow margin
Mechanics Bancorp's free cash flow margin over the twelve months to 30 June 2026 was 16.0%, down 3.4 percentage points from fiscal 2025 (19.5%). Over the past ten years it has ranged from −12.1% (fiscal 2016) to 96.2% (fiscal 2018); the current reading is higher than 45% of that period. That is below the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 19.5% | (29.29) |
| FY2024 | 48.7% | 47.79 |
| FY2023 | 0.95% | (58.50) |
| FY2022 | 59.5% | 12.76 |
| FY2021 | 46.7% | 58.53 |
| FY2020 | −11.8% | (84.72) |
| FY2019 | 72.9% | (23.34) |
| FY2018 | 96.2% | 50.55 |
| FY2017 | 45.7% | 57.78 |
| FY2016 | −12.1% | (9.36) |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| FIBK First Interstate BancSystem, Inc. compare | 19.6% |
| MCHB Mechanics Bancorp | 16.0% |
| TOWN Towne Bank compare | 9.26% |
| SFNC Simmons First National Corporation compare | 0.00% |
| SBCF Seacoast Banking Corporation of Florida compare | 0.00% |
| PRK Park National Corporation compare | 0.00% |
| CBU Community Financial System, Inc. compare | 0.00% |
| FFBC First Financial Bancorp. compare | 0.00% |
| BKU BankUnited, Inc. compare | 0.00% |
| Banks Regional industry median | 18.0% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement