stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Net margin
Mechanics Bancorp's net margin over the twelve months to 30 June 2026 was 24.0%, down 1.7 percentage points from fiscal 2025 (25.7%). Over the past ten years it has ranged from −24.2% (fiscal 2024) to 31.7% (fiscal 2021); the current reading is higher than 82% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.
Net margin, annual
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Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 25.7% | 49.87 |
| FY2024 | −24.2% | (17.96) |
| FY2023 | −6.23% | (24.93) |
| FY2022 | 18.7% | (12.99) |
| FY2021 | 31.7% | 11.76 |
| FY2020 | 19.9% | 14.96 |
| FY2019 | 4.97% | (8.93) |
| FY2018 | 13.9% | (13.15) |
| FY2017 | 27.1% | 16.82 |
| FY2016 | 10.2% | 0.97 |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Jun 2026 | 22.1% | 5.28 |
| Mar 2026 | 16.8% | (20.48) |
| Dec 2025 | 37.3% | 19.72 |
| Sep 2025 | 17.5% | (3.95) |
| 42 more quarters | Free account |
Against its own ten years
Net margin against peers
| Company | Net margin |
|---|---|
| PRK Park National Corporation compare | 25.7% |
| MCHB Mechanics Bancorp | 24.0% |
| FIBK First Interstate BancSystem, Inc. compare | 23.3% |
| TOWN Towne Bank compare | 22.3% |
| CBU Community Financial System, Inc. compare | 22.0% |
| FFBC First Financial Bancorp. compare | 20.8% |
| SFNC Simmons First National Corporation compare | 18.4% |
| SBCF Seacoast Banking Corporation of Florida compare | 15.5% |
| BKU BankUnited, Inc. compare | 14.8% |
| Banks Regional industry median | 18.8% |
| Financial sector median | 14.3% |
| Market median | 1.06% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement