Mechanics Bancorp (MCHB) vs Towne Bank (TOWN)
Mechanics Bancorp and Towne Bank are both Banks Regional companies. Mechanics Bancorp and Towne Bank are of similar size ($3.5B and $3.4B). Towne Bank trades at the lower P/E: 10.2× against 12.3×. Mechanics Bancorp grew revenue faster over the last twelve months: 55.0% against 36.6%. Mechanics Bancorp has the higher net margin (24.0% vs 22.3%) and the lower return on invested capital (11.0% vs 19.6%). Both pay a dividend; Towne Bank yields more (3.78% vs 1.06%). Across the 20 metrics below, Mechanics Bancorp leads on 10 and Towne Bank on 10.
Valuation
Profitability
| Metric | MCHB | TOWN | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.13% | 79.29% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.98% | 22.33% | 18.66% |
| Free cash flow margin | 16.01% | 9.26% | 21.18% |
| Return on equity | 17.61% | 12.18% | 10.64% |
| Return on assets | 1.94% | 1.56% | 1.13% |
| Return on invested capital | 10.95% | 19.56% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack