stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Return on invested capital
Mechanics Bancorp's return on invested capital over the twelve months to 30 June 2026 was 11.0%, down 1.5 percentage points from fiscal 2025 (12.4%). Over the past ten years it has ranged from −0.89% (fiscal 2023) to 12.4% (fiscal 2025) — the current reading is the highest in ten years. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 12.4% | 11.55 |
| FY2024 | 0.88% | 1.77 |
| FY2023 | −0.89% | (3.95) |
| FY2022 | 3.06% | (8.16) |
| FY2021 | 11.2% | 5.47 |
| FY2020 | 5.75% | 3.25 |
| FY2019 | 2.50% | 1.48 |
| FY2018 | 1.02% | 0.09 |
| FY2017 | 0.93% | (2.69) |
| FY2016 | 3.62% | 1.27 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| TOWN Towne Bank compare | 19.6% |
| PRK Park National Corporation compare | 13.2% |
| FIBK First Interstate BancSystem, Inc. compare | 11.6% |
| MCHB Mechanics Bancorp | 11.0% |
| CBU Community Financial System, Inc. compare | 9.50% |
| FFBC First Financial Bancorp. compare | 7.45% |
| SBCF Seacoast Banking Corporation of Florida compare | 5.28% |
| BKU BankUnited, Inc. compare | 5.25% |
| SFNC Simmons First National Corporation compare | 4.71% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement