stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Free cash flow
Mechanics Bancorp's free cash flow for fiscal 2025 was $201.3M, down 30.8% from $290.8M in fiscal 2024. Over the twelve months to 30 June 2026 it was $187.8M. Over the past ten years it has ranged from −$68.8M (fiscal 2016) to $290.8M (fiscal 2024); the current reading is higher than 64% of that period. Mechanics Bancorp ranks 104th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $201.3M | (30.78%) |
| FY2024 | $290.8M | 6,801.71% |
| FY2023 | $4.2M | (98.01%) |
| FY2022 | $211.5M | 24.37% |
| FY2021 | $170.1M | — |
| FY2020 | −$47.5M | — |
| FY2019 | $256.6M | (7.41%) |
| FY2018 | $277.1M | 138.02% |
| FY2017 | $116.4M | — |
| FY2016 | −$68.8M | — |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $52.8M | 502.81% |
| Mar 2026 | $8.8M | (92.07%) |
| Dec 2025 | $110.4M | 599.43% |
| Sep 2025 | $15.8M | (79.49%) |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| FFBC First Financial Bancorp. compare | $731.8M |
| SFNC Simmons First National Corporation compare | $493.2M |
| BKU BankUnited, Inc. compare | $371.6M |
| FIBK First Interstate BancSystem, Inc. compare | $265.0M |
| CBU Community Financial System, Inc. compare | $248.6M |
| SBCF Seacoast Banking Corporation of Florida compare | $206.9M |
| MCHB Mechanics Bancorp | $187.8M |
| PRK Park National Corporation compare | $184.2M |
| TOWN Towne Bank compare | $132.4M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement