stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Return on assets
Mechanics Bancorp's return on assets over the twelve months to 30 June 2026 was 1.94%, up 0.6 percentage points from fiscal 2025 (1.37%). Over the past ten years it has ranged from −1.12% (fiscal 2024) to 1.60% (fiscal 2021); the current reading is higher than 91% of that period. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 1.37% | 2.49 |
| FY2024 | −1.12% | (0.83) |
| FY2023 | −0.29% | (1.09) |
| FY2022 | 0.80% | (0.80) |
| FY2021 | 1.60% | 0.46 |
| FY2020 | 1.14% | 0.89 |
| FY2019 | 0.25% | (0.33) |
| FY2018 | 0.58% | (0.48) |
| FY2017 | 1.06% | 0.02 |
| FY2016 | 1.04% | 0.06 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| MCHB Mechanics Bancorp | 1.94% |
| PRK Park National Corporation compare | 1.78% |
| TOWN Towne Bank compare | 1.56% |
| FFBC First Financial Bancorp. compare | 1.44% |
| CBU Community Financial System, Inc. compare | 1.35% |
| FIBK First Interstate BancSystem, Inc. compare | 1.19% |
| SFNC Simmons First National Corporation compare | 1.08% |
| SBCF Seacoast Banking Corporation of Florida compare | 0.90% |
| BKU BankUnited, Inc. compare | 0.77% |
| Banks Regional industry median | 1.13% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement