Mechanics Bancorp

MCHB Financial Banks Regional

Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.

Revenue
+32.3%
EPS
+18.9%
Free cash flow
−31.4%
Total debt
−89.8%

Quarter to June 2026, against a year earlier

14.63 0.40 −2.66%
Market cap
$3.4B
P/E
11.9×
Fwd P/E
16.4×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Mechanics Bancorp (MCHB) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, Mechanics Bancorp (MCHB) trades at a P/B ratio of 1.2×. Over the past ten years it has ranged from 0.1× (March 2025) to 7.0× (August 2025); the current reading is higher than 75% of that period. That is below the Banks Regional industry median of 1.2× and below the Financial sector median of 1.3×.

P/B ratio, daily

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Annual newest first

Period P/B ratio Change
FY2025 1.1× 1,039.21%
FY2024 0.1× (73.72%)
FY2023 0.4× (62.03%)
FY2022 0.9× (38.21%)
FY2021 1.5× 41.20%
FY2020 1.1× (15.94%)
FY2019 1.3× 65.21%
FY2018 0.8× (29.63%)
FY2017 1.1× (11.13%)
FY2016 1.2× 27.46%

Quarterly newest first

Period P/B ratio Change
Jun 2026 1.3× 7.85%
Mar 2026 1.2× 10.09%
Dec 2025 1.1× 6.69%
Sep 2025 1.0× (84.75%)
42 more quarters

Against its own ten years

Low 0.1× High 7.0×
Ten-year median 1.1×
Current reading's percentile 73

P/B ratio against peers

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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