stockrowMechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Total debt
Mechanics Bancorp's total debt at the end of fiscal 2025 was $192.0M, down 84.3% from $1.2B in fiscal 2024. At the end of the quarter to 30 June 2026 it was $128.8M. Over the past ten years it has ranged from $167.0M (fiscal 2021) to $2.0B (fiscal 2023); the current reading is higher than 18% of that period. Mechanics Bancorp ranks 178th of 321 Banks Regional companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $192.0M | (84.33%) |
| FY2024 | $1.2B | (37.80%) |
| FY2023 | $2.0B | 58.80% |
| FY2022 | $1.2B | 642.64% |
| FY2021 | $167.0M | (62.77%) |
| FY2020 | $448.6M | (24.88%) |
| FY2019 | $597.2M | (43.55%) |
| FY2018 | $1.1B | (4.20%) |
| FY2017 | $1.1B | 11.17% |
| FY2016 | $993.5M | (8.01%) |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Jun 2026 | $128.8M | 0.00% |
| Mar 2026 | $128.8M | (32.91%) |
| Dec 2025 | $192.0M | 0.99% |
| Sep 2025 | $190.1M | (84.97%) |
| 42 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| BKU BankUnited, Inc. compare | $1.9B |
| SFNC Simmons First National Corporation compare | $1.7B |
| SBCF Seacoast Banking Corporation of Florida compare | $1.1B |
| FFBC First Financial Bancorp. compare | $939.9M |
| CBU Community Financial System, Inc. compare | $421.0M |
| FIBK First Interstate BancSystem, Inc. compare | $296.7M |
| MCHB Mechanics Bancorp | $128.8M |
| TOWN Towne Bank compare | $127.1M |
| PRK Park National Corporation compare | $15.0M |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement