Towne Bank
TOWN Financial Banks Regional
Towne Bank’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 9.09% from fiscal 2024.
- Revenue
- +85.3%
- EPS
- +303.9%
- Free cash flow
- +9.18%
- Total debt
- +889.7%
Quarter to June 2026, against a year earlier
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Towne Bank (TOWN) Gross margin
Towne Bank's gross margin over the twelve months to 30 June 2026 was 79.3%, up 4.6 percentage points from fiscal 2025 (74.7%). Over the past ten years it has ranged from 67.6% (fiscal 2024) to 94.3% (fiscal 2021); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 74.7% | 7.11 |
| FY2024 | 67.6% | (6.08) |
| FY2023 | 73.7% | (18.69) |
| FY2022 | 92.4% | (1.92) |
| FY2021 | 94.3% | 5.06 |
| FY2020 | 89.3% | 5.51 |
| FY2019 | 83.7% | (3.10) |
| FY2018 | 86.8% | (4.24) |
| FY2017 | 91.1% | (0.20) |
| FY2016 | 91.3% | 1.10 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 85.5% | 9.38 |
| Mar 2026 | 76.1% | 0.11 |
| Dec 2025 | 76.0% | 0.85 |
| Sep 2025 | 75.1% | 0.23 |
| 42 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| PRK Park National Corporation compare | 84.7% |
| CBU Community Financial System, Inc. compare | 82.8% |
| TOWN Towne Bank | 79.3% |
| FIBK First Interstate BancSystem, Inc. compare | 79.0% |
| MCHB Mechanics Bancorp compare | 78.1% |
| NIC Nicolet Bankshares Inc. compare | 74.2% |
| FFBC First Financial Bancorp. compare | 74.0% |
| SBCF Seacoast Banking Corporation of Florida compare | 71.8% |
| SFNC Simmons First National Corporation compare | 69.9% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on TOWN
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement