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Friday 6 November 2026 Export MCHB’s income statement to Excel — free account

Mechanics Bancorp

MCHB Financial Banks Regional

Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.

Revenue
+32.3%
EPS
+18.9%
Free cash flow
−31.4%
Total debt
−89.8%

Quarter to June 2026, against a year earlier

14.57 0.08 −0.55%
Market cap
$3.4B
P/E
11.9×
Fwd P/E
16.4×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Mechanics Bancorp (MCHB) Debt to equity

Alert me on Debt to equity

Mechanics Bancorp's debt to equity at the end of the quarter to 30 June 2026 was 0.0×, down 0.0× from fiscal 2025 (0.1×). Over the past ten years it has ranged from 0.1× (fiscal 2025) to 3.7× (fiscal 2023) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 0.2× and below the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.1× (87.39%)
FY2024 0.5× (85.45%)
FY2023 3.7× 65.81%
FY2022 2.2× 844.97%
FY2021 0.2× (62.65%)
FY2020 0.6× (28.86%)
FY2019 0.9× (38.58%)
FY2018 1.4× (8.76%)
FY2017 1.6× (0.68%)
FY2016 1.6× (31.98%)

Quarterly newest first

Period Debt to equity Change
Jun 2026 0.0× 0.00%
Mar 2026 0.0× (31.30%)
Dec 2025 0.1× (2.04%)
Sep 2025 0.1× (97.82%)
42 more quarters

Against its own ten years

Low 0.1× High 3.7×
Ten-year median 1.4×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
PRK Park National Corporation compare 0.0×
TOWN Towne Bank compare 0.0×
MCHB Mechanics Bancorp 0.0×
FIBK First Interstate BancSystem, Inc. compare 0.1×
CBU Community Financial System, Inc. compare 0.2×
FFBC First Financial Bancorp. compare 0.3×
SBCF Seacoast Banking Corporation of Florida compare 0.4×
SFNC Simmons First National Corporation compare 0.5×
BKU BankUnited, Inc. compare 0.7×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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