stockrowFirst Financial Bancorp.
FFBC Financial Banks Regional
First Financial Bancorp.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 2.75% from fiscal 2024.
- Revenue
- +13.3%
- EPS
- +2.75%
- Free cash flow
- −101.0%
- Total debt
- +21.8%
Quarter to September 2026, against a year earlier
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First Financial Bancorp. (FFBC) Gross margin
First Financial Bancorp.'s gross margin over the twelve months to 30 September 2026 was 74.0%, up 2.6 percentage points from fiscal 2025 (71.4%). Over the past ten years it has ranged from 68.2% (fiscal 2024) to 95.3% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 71.4% | 3.25 |
| FY2024 | 68.2% | (7.15) |
| FY2023 | 75.3% | (16.18) |
| FY2022 | 91.5% | (3.75) |
| FY2021 | 95.3% | 4.84 |
| FY2020 | 90.4% | 7.10 |
| FY2019 | 83.3% | (2.53) |
| FY2018 | 85.8% | (2.06) |
| FY2017 | 87.9% | (3.24) |
| FY2016 | 91.1% | (2.12) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 74.6% | 0.17 |
| Jun 2026 | 74.5% | (0.06) |
| Mar 2026 | 74.5% | 2.20 |
| Dec 2025 | 72.3% | 0.06 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| CBU Community Financial System, Inc. compare | 82.8% |
| TOWN Towne Bank compare | 79.3% |
| FIBK First Interstate BancSystem, Inc. compare | 79.0% |
| MCHB Mechanics Bancorp compare | 78.1% |
| NIC Nicolet Bankshares Inc. compare | 74.2% |
| FFBC First Financial Bancorp. | 74.0% |
| SBCF Seacoast Banking Corporation of Florida compare | 71.8% |
| SFNC Simmons First National Corporation compare | 69.9% |
| RNST Renasant Corporation compare | 69.8% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on FFBC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement