Mechanics Bancorp
MCHB Financial Banks Regional
Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.
- Revenue
- +32.3%
- EPS
- +18.9%
- Free cash flow
- −31.4%
- Total debt
- −89.8%
Quarter to June 2026, against a year earlier
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Mechanics Bancorp (MCHB) Current ratio
Mechanics Bancorp's current ratio at the end of the quarter to 30 June 2026 was 0.8×, down 0.0× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.8× (fiscal 2024) to 1.2× (fiscal 2015); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.
Current ratio, annual
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Annual newest first
| Period | Current ratio | Change |
|---|---|---|
| FY2025 | 0.8× | 4.77% |
| FY2024 | 0.8× | (29.90%) |
| FY2023 | 1.1× | 11.94% |
| FY2022 | 1.0× | 8.93% |
| FY2021 | 0.9× | (1.62%) |
| FY2020 | 0.9× | (4.40%) |
| FY2019 | 1.0× | (5.97%) |
| FY2018 | 1.0× | (2.46%) |
| FY2017 | 1.1× | 5.97% |
| FY2016 | 1.0× | (14.21%) |
Quarterly newest first
| Period | Current ratio | Change |
|---|---|---|
| Jun 2026 | 0.8× | (2.48%) |
| Mar 2026 | 0.8× | 0.73% |
| Dec 2025 | 0.8× | (3.12%) |
| Sep 2025 | 0.8× | (20.64%) |
| 42 more quarters | Free account |
Against its own ten years
Current ratio against peers
| Company | Current ratio |
|---|---|
| SFNC Simmons First National Corporation compare | 1.0× |
| PRK Park National Corporation compare | 0.9× |
| TOWN Towne Bank compare | 0.9× |
| FFBC First Financial Bancorp. compare | 0.9× |
| BKU BankUnited, Inc. compare | 0.8× |
| SBCF Seacoast Banking Corporation of Florida compare | 0.8× |
| MCHB Mechanics Bancorp | 0.8× |
| CBU Community Financial System, Inc. compare | 0.8× |
| FIBK First Interstate BancSystem, Inc. compare | 0.7× |
| Banks Regional industry median | 0.9× |
| Financial sector median | 1.0× |
| Market median | 1.6× |
What Current ratio is
Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.
Current Assets (Total) ÷ Current Liabilities (Total)
More on MCHB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement