Mechanics Bancorp

MCHB Financial Banks Regional

Mechanics Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 73.4% from fiscal 2024.

Revenue
+32.3%
EPS
+18.9%
Free cash flow
−31.4%
Total debt
−89.8%

Quarter to June 2026, against a year earlier

14.63 0.40 −2.66%
Market cap
$3.4B
P/E
11.9×
Fwd P/E
16.4×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Mechanics Bancorp (MCHB) Current ratio

Alert me on Current ratio

Mechanics Bancorp's current ratio at the end of the quarter to 30 June 2026 was 0.8×, down 0.0× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.8× (fiscal 2024) to 1.2× (fiscal 2015); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.8× 4.77%
FY2024 0.8× (29.90%)
FY2023 1.1× 11.94%
FY2022 1.0× 8.93%
FY2021 0.9× (1.62%)
FY2020 0.9× (4.40%)
FY2019 1.0× (5.97%)
FY2018 1.0× (2.46%)
FY2017 1.1× 5.97%
FY2016 1.0× (14.21%)

Quarterly newest first

Period Current ratio Change
Jun 2026 0.8× (2.48%)
Mar 2026 0.8× 0.73%
Dec 2025 0.8× (3.12%)
Sep 2025 0.8× (20.64%)
42 more quarters

Against its own ten years

Low 0.8× High 1.2×
Ten-year median 1.0×
Current reading's percentile 18

Current ratio against peers

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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