Mechanics Bancorp (MCHB) vs Renasant Corporation (RNST)
Mechanics Bancorp and Renasant Corporation are both Banks Regional companies. Mechanics Bancorp and Renasant Corporation are of similar size ($3.7B and $3.5B). Renasant Corporation trades at the lower P/E: 12.0× against 12.3×. Mechanics Bancorp grew revenue faster over the last twelve months: 55.0% against 28.4%. Mechanics Bancorp has the higher net margin (24.0% vs 19.9%) and the higher return on invested capital (11.0% vs 6.92%). Both pay a dividend; Renasant Corporation yields more (2.90% vs 1.06%). Across the 20 metrics below, Mechanics Bancorp leads on 10 and Renasant Corporation on 10.
Valuation
Profitability
| Metric | MCHB | RNST | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.13% | 69.57% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.98% | 19.94% | 18.66% |
| Free cash flow margin | 16.01% | 27.27% | 21.18% |
| Return on equity | 17.61% | 8.21% | 10.64% |
| Return on assets | 1.94% | 1.17% | 1.13% |
| Return on invested capital | 10.95% | 6.92% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack