Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

68.60 0.74 −1.07%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Essent Group Ltd. (ESNT) Return on invested capital

Alert me on Return on invested capital

Essent Group Ltd.'s return on invested capital over the twelve months to 30 June 2026 was 8.77%, up 0.1 percentage points from fiscal 2025 (8.71%). Over the past ten years it has ranged from 7.07% (fiscal 2020) to 13.0% (fiscal 2015); the current reading is higher than 18% of that period. That is below the Insurance Specialty industry median of 9.88% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 8.71% (0.62)
FY2024 9.33% (0.58)
FY2023 9.91% (2.08)
FY2022 12.0% 1.60
FY2021 10.4% 3.32
FY2020 7.07% (5.33)
FY2019 12.4% (0.26)
FY2018 12.7% 2.12
FY2017 10.5% (2.33)
FY2016 12.9% (0.17)

Against its own ten years

Low 7.07% High 13.0%
Ten-year median 10.5%
Current reading's percentile 18

Return on invested capital against peers

Company Return on invested capital
FAF First American Financial Corporation compare 14.7%
AXS Axis Capital Holdings Limited compare 12.6%
FNF Fidelity National Financial, Inc. compare 11.3%
MTG MGIC Investment Corporation compare 10.8%
NMIH NMI Holdings Inc compare 10.4%
ACT Enact Holdings, Inc. compare 9.88%
ESNT Essent Group Ltd. 8.77%
RDN Radian Group Inc. compare 7.69%
AGO Assured Guaranty Ltd. compare 3.91%
Insurance Specialty industry median 9.88%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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