Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

68.60 0.74 −1.07%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Essent Group Ltd. (ESNT) Net margin

Alert me on Net margin

Essent Group Ltd.'s net margin over the twelve months to 30 June 2026 was 51.5%, down 3.3 percentage points from fiscal 2025 (54.7%). Over the past ten years it has ranged from 43.2% (fiscal 2020) to 83.1% (fiscal 2022); the current reading is higher than 36% of that period. That is above the Insurance Specialty industry median of 13.8% and above the Financial sector median of 14.3%.

Net margin, annual

Embed this chart

Annual newest first

Period Net margin Change (points)
FY2025 54.7% (3.97)
FY2024 58.7% (4.06)
FY2023 62.8% (20.32)
FY2022 83.1% 16.78
FY2021 66.3% 23.05
FY2020 43.2% (20.81)
FY2019 64.1% (0.92)
FY2018 65.0% (0.90)
FY2017 65.9% 17.29
FY2016 48.6% 4.05

Quarterly newest first

Period Net margin Change (points)
Jun 2026 52.3% 1.19
Mar 2026 51.1% 1.51
Dec 2025 49.6% (3.05)
Sep 2025 52.7% (8.55)
42 more quarters

Against its own ten years

Low 43.2% High 83.1%
Ten-year median 62.8%
Current reading's percentile 26

Net margin against peers

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

More on ESNT