Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

68.60 0.74 −1.07%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Essent Group Ltd. (ESNT) Operating margin

Alert me on Operating margin

Essent Group Ltd.'s operating margin over the twelve months to 30 June 2026 was 64.5%, down 3.3 percentage points from fiscal 2025 (67.8%). Over the past ten years it has ranged from 52.3% (fiscal 2020) to 100.3% (fiscal 2022); the current reading is higher than 27% of that period. That is above the Insurance Specialty industry median of 15.2% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 67.8% (3.90)
FY2024 71.7% (5.21)
FY2023 76.9% (23.42)
FY2022 100.3% 19.54
FY2021 80.8% 28.50
FY2020 52.3% (24.88)
FY2019 77.1% (0.27)
FY2018 77.4% 7.38
FY2017 70.0% 1.88
FY2016 68.2% 3.50

Quarterly newest first

Period Operating margin Change (points)
Jun 2026 65.8% 1.81
Mar 2026 63.9% 2.26
Dec 2025 61.7% (4.83)
Sep 2025 66.5% (8.48)
42 more quarters

Against its own ten years

Low 52.3% High 100.3%
Ten-year median 71.7%
Current reading's percentile 12

Operating margin against peers

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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