Pricing Log in Create free account
Friday 6 November 2026 Export ESNT’s income statement to Excel — free account

Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

66.17 2.43 −3.54%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

Essent Group Ltd. (ESNT) Current ratio

Alert me on Current ratio

Essent Group Ltd.'s current ratio at the end of the quarter to 30 June 2026 was 0.3×, up 0.1× from fiscal 2025 (0.2×). Over the past ten years it has ranged from 0.1× (fiscal 2021) to 0.3× (fiscal 2024); the current reading is higher than 91% of that period. That is below the Insurance Specialty industry median of 0.5× and below the Financial sector median of 1.0×.

Current ratio, annual

Embed this chart

Annual newest first

Period Current ratio Change
FY2025 0.2× (19.94%)
FY2024 0.3× 41.07%
FY2023 0.2× 39.23%
FY2022 0.2× 33.57%
FY2021 0.1× (22.40%)
FY2020 0.1× (15.69%)
FY2019 0.2× 5.29%
FY2018 0.2× 34.38%
FY2017 0.1× (3.80%)
FY2016 0.1× (22.87%)

Quarterly newest first

Period Current ratio Change
Jun 2026 0.3× (17.75%)
Mar 2026 0.4× 18.20%
Dec 2025 0.3× 10.14%
Sep 2025 0.3× 27.34%
42 more quarters

Against its own ten years

Low 0.1× High 0.3×
Ten-year median 0.2×
Current reading's percentile 91

Current ratio against peers

Company Current ratio
FAF First American Financial Corporation compare 0.9×
ACT Enact Holdings, Inc. compare 0.8×
AXS Axis Capital Holdings Limited compare 0.6×
NMIH NMI Holdings Inc compare 0.6×
AGO Assured Guaranty Ltd. compare 0.4×
RDN Radian Group Inc. compare 0.4×
ESNT Essent Group Ltd. 0.3×
FNF Fidelity National Financial, Inc. compare 0.3×
MTG MGIC Investment Corporation compare 0.0×
Insurance Specialty industry median 0.5×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

More on ESNT