Essent Group Ltd. (ESNT) vs Fidelity National Financial, Inc. (FNF)
- Essent Group Ltd. ESNT 64.70 +1.47%
- Fidelity National Financial, Inc. FNF 40.05 +0.93%
Essent Group Ltd. and Fidelity National Financial, Inc. are both Insurance Specialty companies. Fidelity National Financial, Inc. is the larger, with a market value of $10.6B against $5.7B — 1.9× the size. Essent Group Ltd. trades at the lower P/E: 8.9× against 14.1×. Fidelity National Financial, Inc. grew revenue faster over the last twelve months: 13.0% against 4.31%. Essent Group Ltd. has the higher net margin (51.5% vs 5.03%) and the lower return on invested capital (8.77% vs 11.3%). Both pay a dividend; Fidelity National Financial, Inc. yields more (5.15% vs 2.10%). Across the 21 metrics below, Essent Group Ltd. leads on 14 and Fidelity National Financial, Inc. on 7.
Valuation
Profitability
| Metric | ESNT | FNF | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 64.51% | 55.91% | 73.81% |
| Operating margin | 64.51% | 12.91% | 17.70% |
| Net margin | 51.45% | 5.03% | 13.80% |
| Free cash flow margin | 62.43% | 35.34% | 34.47% |
| Return on equity | 12.01% | 8.76% | 12.01% |
| Return on assets | 9.19% | 0.71% | 4.12% |
| Return on invested capital | 8.77% | 11.32% | 8.77% |
Growth
Health
Dividend
Size
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